This made me chuckle

izoolsizools Forumite
7.5K Posts
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Six defaults and a discharged bankruptcy order...

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Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Replies

  • Youve obviously got a little soft spot with experians scores Izools.

    You know they're not a true reflection of your score yet you continue to waste your money on them!
  • izoolsizools Forumite
    7.5K Posts
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    No, I keep getting the free trial :p

    I know they're a waste of money, this is why I posted it! Just to say to everyone else, if they'll give a discharged bankrupt with six defaults an "Excellent" score, would anyone trust them?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • GromittGromitt Forumite
    5.1K Posts
    If this is what brings enjoyment, then who are we to argue?
  • izools wrote: »
    No, I keep getting the free trial :p

    I know they're a waste of money, this is why I posted it! Just to say to everyone else, if they'll give a discharged bankrupt with six defaults an "Excellent" score, would anyone trust them?

    MSE should make a sticky about experians scores along with these loan broker companies,they must be paying MSE to much money.
  • izoolsizools Forumite
    7.5K Posts
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    Oh, and to add insult to injury a Credit Expert "Expert" told me that creditors don't view discharged bankruptcy orders negatively.

    How these jokers manage to get away with it beggars belief.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • iAMaLONDONERiAMaLONDONER Forumite
    1.7K Posts
    izools wrote: »
    No, I keep getting the free trial :p

    I know they're a waste of money, this is why I posted it! Just to say to everyone else, if they'll give a discharged bankrupt with six defaults an "Excellent" score, would anyone trust them?

    How do you get the free trial more than once?
  • matttyematttye Forumite
    4.8K Posts
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
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    How do you get the free trial more than once?

    Use a different email address.

    Out of an abundance of caution I tick the 'Don't know' option when it asks if I've had a free trial in the past rather than 'No.' :p
    What will your verse be?

    R.I.P Robin Williams.
  • UsetheFORCEUsetheFORCE Forumite
    687 Posts
    Part of the Furniture 500 Posts Combo Breaker
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    matttye wrote: »
    Use a different email address.

    Out of an abundance of caution I tick the 'Don't know' option when it asks if I've had a free trial in the past rather than 'No.' :p


    I use https://www.privacyguard.co.uk which uses Experian for the data, all the info you get through Experian including the scores for £6.99 per month with a 30 day trial.

    I had a 30 day trial a month or so ago, cancelled and am now on my 2nd 'trial'!!!

    Your Credit Score Summary
    Your National Credit Score is based upon your Experian credit report. Your score gives a guide to how your report may influence a lending decision. Please see below for a full explanation.
    Your National Credit Score: 251 on a scale of 0-999
    The category for this score is: Very poor Poor Fair Good Excellent
    I have numerous qualifications in Business and Finance, Accountancy, Health and Safety and am now studying Law.

    Don't rely on anything I write as it may be wrong!!!
  • moohoundmoohound Forumite
    1.2K Posts
    Debt-free and Proud!
    I have nine massive defaults, I would probably get excellent as well :rotfl:. I should look at mine really, not that I want credit, just to see if it's accurate.
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
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  • The_BossThe_Boss Forumite
    5.8K Posts
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    moohound wrote: »
    I have nine massive defaults, I would probably get excellent as well :rotfl:. I should look at mine really, not that I want credit, just to see if it's accurate.

    I can save you the time - it won't be :rotfl:
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