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ally1d wrote: »
Hi all, currently trying to reclaim my charges from natwest via hardship route, sent in my income/expenditure form and recieved letter back to call them. they have suggested that i take on a financial assisstance plan of theres which will reduce payments on loan i hold with them for now but is only a short term scheme (and doesn't get me my money back) my existing loan is about the same as i feel i am owed in charges. does thi seem that they accept that i am in financial hardship and just a ploy to delay me? and should i take it further to the ombudsman? i am not currently in arrears on natwest loan..... but capital one cc and santander current account are slipping out of my control
thanks in advance.....
Anthony39 wrote: »
Having sat back and watched the cases of misold ppi and bank charge claims i have recently submitted a claim to first direct for misold ppi. I am currently waiting for a desicion from them on this, having been told they have until the end of August to deal with the claim. What i would like to know now is weather or not i may be able to also claim back overdrawn charges on my current account going back 8 years for times i was in hardship due to unemployment. I have read the guide money saving expert has posted but am unsure if as of today 13/07/2011 its still possible to try and re-claim the fees i was charged ?
maggie211 wrote: »
I would like to get advice from you, what i should do about the situation im in.
2 yearys ago i moved from UK i lived there for 4,5 years, i had my bank account in HSBC Bank. When i moved abroad i didn't close my account because i still have money in there to apy my mobile phone bills and i needed to keeep my account open to get deposit back from the estate agent for my house. After 6 months somehow i had £9.00 overdraft and the bank charged me £70 for it then they were charging more and more and because of this charges they made bigger overdraft. i called to HSBC to explain this, and pay this off(i didn't want to have problems) and i asked for my international account numbers to make transfer from my spanish account and then i wanted to close my account there. she said that to get this number i have to go to the bank myself the same to close my account, which was impossible because i was 7 months pregnant... She !!!!ed me off i wanted to pay money i owed and she didn't want to help me. I left it like it was then. Yesterday,for the correspondence address in UK came letter from Debt collectors, they passed my case to the Wescot credit services.I can't contact this company form abroad they dont have special number. Plaese give me advice what i should do now? i m not going back to UK but also i dont want to have any problems with that. i don't have any income, or maternity i m at home with my baby, so it will be difficult to pay it(i m not sure how much they asking me to pay)please help me...
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