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Frugal Living Challenge 2011 - Part 3.

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Frugal Living Challenge 2011 - Part 3.

edited 30 June 2011 at 8:38PM in How much have you saved?
2.1K replies 159K views
slowlyfadingslowlyfading Forumite
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edited 30 June 2011 at 8:38PM in How much have you saved?
Welcome to the Frugal Living Challenge 2011, Part 3. The following has been lifted from the first thread of the 2010 challenge - I felt that what Frugaldom (the originator of this challenge) had said covered everything I needed to cover as the current caretaker of the challenge :)


The following links will take you to all the previous challenge threads

Part 1 - January to March 2011
Part 2 - April to June 2011

Introduction to 2010 Frugal Living Challenge
Part 1 - January to March 2010
Part 2 - April to June 2010

Part 1 - January to March 2009
Part 2 - April to June 2009
Part 3 - July to September 2009
Part 4 - October to December 2009

Part 1 - January to March 2008
Part 2 - April to June 2008
Part 3 - July to September 2008
Part 4 - October to December 2008


IMPORTANT
Please respect others' lifestyles and beliefs. We are not here to judge, we are here to support. Thank you


The challenge is about living a frugal lifestyle - establishing your true cost of living, sticking to your budget, clearing any debts and making savings wherever and however you can to enable you to live the life you really want.

Frugal living isn't for everyone, but everyone is welcome to join us. Methods employed by our merry band of frugalers include batch cooking, stockpiling, preserving, foraging, mending, shopping in charity shops, reducing, reusing, recycling, Local Exchange Trading Schemes (LETS), Vegetable & fruit growing, allotments, keeping hens, using cashback sites and earning whatever it takes to become self sufficient in managing the cost of living without incurring debt. For some it is initially about clearing debt, for others it's about increasing savings, buying property, becoming stay at home mums or paying off the mortgage early. Some choose the lifestyle on ethical grounds. Above all, this is a fun and supportive way to manage your budget so you have control of your own cost of living. It's about NEEDS and not WANTS.

Living on a budget = living within our means.
Frugal = thrifty, living without waste



Monitoring and revising the budget is part of frugal living plan. Gifts & cards could all to be homemade, livestock needs to pay its own keep, anything else needs to be cash neutral.


The bits we need to include to make this work :)
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Please read the MSE forum rules and help us to keep this challenge on track, thank you.
If you have any questions about this challenge, feel free to PM me.
The following is taken from the official MSE forum rules section:


KEEPING THREADS ON-TOPIC

Please try not to take threads off-topic. This can be confusing for new users and makes it especially difficult for people ... Where requests from Board Guides for threads to be brought back on track have not been followed off-topic posts may be removed. We encourage community, but not thread derailment.

Please bear in mind the main purpose of the site is to save money. The forum team has therefore been instructed to prioritise its time on the MoneySaving forums.

KEEPING TOPICS RELEVANT TO THE BOARD

There are two boards provided for off-topic chat and discussion. The MoneySavers Arms has been set up for fun, more lighter-hearted chat (although do still remember this is a family forum – keep it clean please). Discussion Time is for discussion of current issues (read Martin’s description).

If you post a topic that does not relate to the board it’s posted on it will be moved to a more relevant MoneySaving board or to Discussion Time/The MoneySavers Arms.
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This challenge is about paying for needs so we can afford to live debt free and save for wants. It runs from 1st January to 31st December 2011. The links will give you an idea of how previous challenges have gone.
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger / In pursuit of FIRE :)
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Replies

  • edited 30 June 2011 at 8:35PM
    slowlyfadingslowlyfading Forumite
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    edited 30 June 2011 at 8:35PM
    List of those taking part - feel free to join at any time and I shall add your name to the list :)

    23rdspiral
    2wildthing2
    alec eiffel
    angelaf
    Annie56
    apple_mint
    Aril
    artichoke
    Barros
    Blairweech
    BlinkyTheHorse
    cake21
    ceridwen
    cha97michelle
    Cheapskate
    chika
    Chipps
    cloud_cuckoo_land
    CRANKY40
    cw18
    Dawning
    Decluttering
    diddly74
    dizzy lizzie
    Doom_and_Gloom
    Ellidee
    elly68
    enjoyfinancialchallenges
    Erme
    gelmc
    Georgiegirl2012
    gien
    gillst
    glendam
    grandma247
    Green_Queen
    fingersxed
    Fishcake_Random
    fizz
    Floxxie
    flying_fresian
    franby64
    franticflyerSue56
    freedom2011
    frizz2
    frugalbrunette
    Frugaldom
    frugaliciousness
    Fruittea
    goldrush1984
    heather2409
    HelenPie
    inspirespirit
    itsallinthemind
    jade86123
    jammydodgersandrhl
    jayII
    JayneC
    jess444
    jo70mo
    JustKeepSwimming
    kayharcombe
    kazire
    keenan1
    Kerfuffle
    Kerry Woman
    kezlou
    kittiej
    Kiwisaver
    knithappens
    l.m.hart
    Lady Lesley
    landregistrylass
    LauraM65
    Laushappy
    liloandstitch
    lily288
    Lily_The_Legend
    lingojingo
    LittleMissHappy
    LJC79
    loislane999
    LolaLemon
    LollopyBear
    lowspend2011
    lynzpower
    maccanut
    Marru
    midwinter
    minnie2
    miss empty piggy
    mogan6
    mommyof4
    mongmoney
    Mooloo
    mummroysof3
    Nancy888
    nannyboo1
    natnat13
    Nichelette
    NualaBuala
    OCD
    oldestgnome
    Optimisticpair
    pagangirl
    paidinchickens
    patentgirl
    Paulgonnabedebtfree
    pink_numbers
    pipersky
    Puddleglum
    rainbowcattail
    redglass
    rising from the ashes
    roger ramjet
    romylou
    rozeepozee
    rubytuesday
    salski
    SandraScarlett
    saorsie
    sarah0404
    savingforarainyday
    seriouslyfrugal
    shebrett
    silvasava
    skint_chick
    slowlyfading
    slscarborough
    Sorting it out
    sparkle76
    steerpiker
    summertea
    the_cat
    thrifty
    thriftylass
    tumptyteapot
    twiglet98
    viv0147
    xnatalie81x
    youngmummy
    weesmiler
    Winchelsea
    Winnie in Pooh
    WonderfulLife
    wornoutmumoftwo
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE :)
  • slowlyfadingslowlyfading Forumite
    13.3K posts
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    A little message from me to say that I've taken over the thread from CW18 so GOOD LUCK for Part 3 of this year's challenge :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE :)
  • mooominmooomin Forumite
    13.7K posts
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    Thanks for taking over SF :D


    I'll remain a lurker but my budget definitely isn't where it should be :o
    Comping again :D


    Wins this year: - two night trip to Belgium, £100 Gett taxi credit, tickets to Newcastle game, FIFA 2016 for PS4, stitch markers, Cumberstitching book
  • wooo hoo, new thread, new start, new month..........
    good luck everyone! happy frugalling!
    Tumptyteapot

  • kittiejkittiej Forumite
    2.6K posts
    Hey, a lovely new thread, yippee :)
    Sealed pot challenge member number 18 :)
    Karma - the consequences of ones acts.
    "It's OK to falter otherwise how will you know what success feels like?"
    1 debt v 100 days £2000
  • redglass_2redglass_2 Forumite
    771 posts
    Thanks, SF! :D
    Here's hoping I do better for the second half of the year! :o
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



  • slowlyfadingslowlyfading Forumite
    13.3K posts
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    Thanks for taking over SF :D


    I'll remain a lurker but my budget definitely isn't where it should be :o

    Don't lurk! All contributions are valid :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE :)
  • mooominmooomin Forumite
    13.7K posts
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    Thanks SF :)

    I'm definitely doing better than I was when I first joined MSE, but I have to admit that since becoming debt-free I've loosened the spending reins a little :o I've joined MFW this month though and that's helping me to focus on upping my income as well as minimising my spending, so hopefully I'll have some more contributions to make!

    One frugal thing I have done is sort out my mum's Christmas present. She loves Doulton but they're expensive. A kind MSE-er saved tokens from the paper for me and I sent a cheque off and today received a lovely full-sized figurine. It cost me £30 and would normally be over £100 :money: Mama Fresian will be thrilled :D

    This weekend I'm going to be sorting some things out for Ebay too, so maybe I will rediscover my frugal ways yet...
    Comping again :D


    Wins this year: - two night trip to Belgium, £100 Gett taxi credit, tickets to Newcastle game, FIFA 2016 for PS4, stitch markers, Cumberstitching book
  • KolaKubeKolaKube Forumite
    427 posts
    Oh no - i wrote a whole post then lost it!!

    I've been lurking here for a while, anyone mind if OH and i join in? We're trying to save the deposit for a house (i have previously had a mfw diary but found it hard to keep up!)

    we're about to undergo a massive change in circumstances (currently live in england but moving in with my folks in NI! I have a job there but OH hasnt found work yet) and i want to use it as a positive opportunity to take control of our cashflow and finally join in with the challenge if thats ok?

    Kola xx
    MFW Sept 2013 Starting balance: £101160.59 25 years :eek:
    OPs 2013-2014: £64.33 :o MFW #78
  • slowlyfadingslowlyfading Forumite
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    It sounds as if you're doing fine to me :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger / In pursuit of FIRE :)
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