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what luxuries have you cut
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No newspapers but we would have to travel a round trip of 10 miles so saving on fuel as well as papers
supermarket shopping, big saving as no impulse buys. I shop via local food delivery, a consortium and costs just £3 for delivery. Great selection
Don`t eat out except just once in a while at a garden centre or somesuch
no hols abroad. Don`t miss it at all as we live in beautiful part of uk
Don`t buy ready grown plants as am growing all my own from seed
2. Bought a panny over three yrs ago and have never looked back....rarely buy bread/pizza now.
3.Bake more, buy less.
Hubby is now too knackered to go to the pub after work. Good thing as this pub is one of those over priced places.
Very lucky that I live in a place where I actually dont need to have a car, well connected with trains & buses. Walk for a short trip instead of paying for a bus (again able to as there are pavements rather than a country road)
My hair cuts are usually from the special deals from mycity deal or KGB. Have it cut & styled about once every 3-4 months.
We wait until films are on DVD so dont go to the movies, we'll have a day trip instead or do a walk in the country.
My major savings has been food. We were terrible with take aways & marks& spencers pre-prepared meals as we thought we didnt have time after work to cook & didnt have a decent size freezer.
I now make sure I go to the supermarket with a shopping list. Tear it in half & give my OH one half of it & me the other. Not money saving but time saving. We then meet up at the end.
Thanks to this forum I make meal plans for the week. It helps to stretch out the ingredients too. OH will usually cook on a saturday. Bulk cook & freeze.
I always make sure I cook a meal that we can have the next day to save on the cooking time.
Cook everything from scratch. Doesnt take as long as I thought (now Im better at it) & tastes so much better. I hate shop bought cakes now & prepared food.
Never buy clothes full priced. If theres an occassion then I'll look well ahead & buy something from ebay. It means no rushed over-priced purchase. I buy most of my clothes on ebay.
We havent cut back on holidays as my OH needs to see his family & friends so we go every other year & do a short 3day break in europe in between.
I've learnt loads from this forum, so thanks.
Wine (sob ..)
Bought cakes and biscuits, in fact anything ready made
Salon hair colours
New clothes (now charity shop/ebay)
New books (now charity shop/library)
Make-up (ask for it at Christmas)
Takeaways and night outs (but these were a very rare thing anyway)
What about things you have introduced instead? We started camping a few years ago and now have enough kit to get away very cheaply. There are a few nice camp sites locally for £10 to £15 a night and we cook our own food so can get occasional weekends away for under £30.