michaels wrote: »
Warning - it appears mbna (all cards not just mbna branded) are turning down applicants who have benefited from too many special rate promotions from mbna cards (inc virgin, play etc) in the past - fair enough except they don't warn you before applying for a product and still do a credit search...:eek:
BenL wrote: »
In addition, I understand that in order for the words "typical" to be used in the adverts 66% off approved applicants must receive this rate.
Who checks this? and is it done monthly?
Campbell1 wrote: »
Was this ever resolved or is there a solution?
I recently fell in to this trap.
I was offered a loan from Nationwide at 7.3%. Due to the christmas holiday periods and my agreement being delayed in the Royal Mail backlog that resulted, the loan offer of 28 days expired, although Nationwide invited me to apply again. I did so, but the rate jumped to 9.9% due to my earlier "search".
As this was uncompetitive, I went to Santander at 7.3%, only to be offered 14.9%. Because they have also done a "search" on my credit file, I doubt anybody will offer me the typical 7.3%.
Nationwide will not honour 7.3%, nor 9.9%, but now 14%, all because of two "searches" on my credit file :mad:
cariad123 wrote: »
Has anyone ordered a balloon from Balloon Box Direct? I ordered a balloon only to be told that it had not been delivered. I am finding it impossible to contact them, either by phone or email. Would appreciate it if anyone could tell me if they are a genuine company.
This first-time buyer wants your thoughts
Was it right?
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