Forum Home» Budgeting & Bank Accounts

What Time Does The Banks Systems Update

New Post Advanced Search

What Time Does The Banks Systems Update

edited 21 October 2010 at 9:48PM in Budgeting & Bank Accounts
27 replies 249.2K views
stclairstclair Forumite
6.7K posts
Part of the Furniture 1,000 Posts
✭✭✭✭
edited 21 October 2010 at 9:48PM in Budgeting & Bank Accounts
I just wondered if anyone could shed any light at what times banks systems update for BACS credits etc.

I know Natwest/RBS is at about 02.30am in the morning Monday - Friday

What about the other banks?
Im an ex employee RBS Group
However Any Opinion Given On MSE Is Strictly My Own
«13

Replies

  • iereboyiereboy Forumite
    415 posts
    LLoyds between 11:45pm - 12:15 am for credits in the week day.

    For Monday's credits, it happens on a Sunday between 12 midday -2pm
  • Halifax - instant for faster payments (available balance and statement transaction online) - other types of credits used to change at 04:00 or thereabouts, but it's been a while since I've had occasion to log in at that sort of hour to see it, or at bang on 09:00 when the online banking thing seems to break down altogether for a few minutes while the database updates and thousands of people all try to log in simultaneously.
  • Mrs_RyanMrs_Ryan Forumite
    11.5K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    Santander seems to be at 11pm the day before the credit is due - for example, OH gets paid weekly each Friday. However, upon logging in at 11.30pm last night his money was in and was able to use his card online. A&L used to be anytime between 1am and 3am so this is a definite improvement - about the one thing Santander managed to get right :rotfl:
    Open University 2:1 Graduate 2017; MA graduate DMU 2019- MERIT!! Round 2 OU 2018- BSc Combined STEM (Sports Psychology) Year 1 PASS! E117 &DE100. Year 2- E235 and U214 .
    Civil Partnered 15/02/20
    #TheEllisGengeFanClub
    o:)Elle 20/02/2014 Dad 20/02/2020 Broken-hearted
  • simaxsimax Forumite
    1.8K posts
    Part of the Furniture 1,000 Posts Combo Breaker
    ✭✭✭
    Also, on Santander, BACS credits due on a Monday get credited at approx 4pm on the day before.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • Lulee36Lulee36 Forumite
    197 posts
    does anyone know when Barclays updates im thinking of switching from Lloyds
  • FedzFedz Forumite
    1.1K posts
    Nationwide & Co-op are 1am from what I've noticed :)
    Proudly Banking & Saving With:
    The Co-operative Bank.
    Castle & Minster Credit Union.
    Yorkshire Building Society.
  • NinaSNinaS Forumite
    2 posts
    Hi

    I have recently started a new job where I get paid by BACS into my Lloyds TSB account .

    My date this month falls on Sunday 24th October - Does anyone know when the money is likely to appear in my account?

    I hoped it would be today, but no such luck!

    Thanks
  • Lulee36Lulee36 Forumite
    197 posts
    NinaS wrote: »
    Hi

    I have recently started a new job where I get paid by BACS into my Lloyds TSB account .

    My date this month falls on Sunday 24th October - Does anyone know when the money is likely to appear in my account?

    I hoped it would be today, but no such luck!

    Thanks


    Im with Lloyds usually if my payday falls on a weekend its in the bank the friday before , if it falls on the monday its usally available Sunday afternoon.

    Maybe your new employer will pay them for Mondays banking day ?
  • NinaSNinaS Forumite
    2 posts
    Lulee36 wrote: »
    Im with Lloyds usually if my payday falls on a weekend its in the bank the friday before , if it falls on the monday its usally available Sunday afternoon.

    Maybe your new employer will pay them for Mondays banking day ?

    Hi,

    Thanks for replying. My payday falls on the 24th of each month and this is the first time it has landed on a weekend.

    I hoped it would be in today, but I have checked and it's not in my bank.

    I am assuming they have it set up to be paid at the same time each month, but I am there only employee and so they are not sure whether I will get it on saturday or monday.

    For previous employers, if my payday has fallen on a weekend, then I have always been paid on the Friday before, so fingers crossed it will be in there tomorrow!

    Thanks

    Nina
  • stclairstclair Forumite
    6.7K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    Does anyone have any idea what time barclays systems updates?
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
This discussion has been closed.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support