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how do I find out if I have CCJ's??

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how do I find out if I have CCJ's??

edited 30 November -1 at 1:00AM in Debt-Free Wannabe
4 replies 29K views
loobyloo1980loobyloo1980 Forumite
587 posts
edited 30 November -1 at 1:00AM in Debt-Free Wannabe
Been researching composition orders for a friend on Google and in the details about Admin and Composition Orders it mentions about CCJ's. I wonder if I have got any? I have never received anything from a court? Hoe could I find this out?
Official DFW Nerd #148 :D
Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
Lightbulb moment May 2006 :idea:

Replies

  • I would imagine that if you have never been to court regarding your debt you will not have a CCJ (County Court Judgement). You can find out for sure though by requesting your credit report from http://www.experian.co.uk or from http://www.equifax.co.uk.

    Any CCJs you may or may not have will be on that report.
    I'm so sexy it's a wonder my underpants don't explode.
  • Yes CCJs from the last 6 years should be on your credit file. Or you can search the register of county court judgements:
    The Registry of County Court Judgments
    173-175 Cleveland Street
    London
    W1P 5PE
    Tel: 020 7380 0133
    It costs £4.50 for each name and address searched.

    HTH
  • svmitche wrote:
    I would imagine that if you have never been to court regarding your debt you will not have a CCJ (County Court Judgement). You can find out for sure though by requesting your credit report from http://www.experian.co.uk or from http://www.equifax.co.uk.

    Any CCJs you may or may not have will be on that report.

    Make sure that you don't buy them online as they're more expensive. They only cost £2 from both companies if you receive them in the post (they can be ordered online to be sent in the post).
  • right thanks guys. I certainly have never been to court, but was under the impression that these things can proceed in your absence?
    Official DFW Nerd #148 :D
    Debt level @ highest (May 2004): £15000 :eek: Debt level @ August 2006: £9591.53
    Lightbulb moment May 2006 :idea:
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