never-in-doubt wrote: »
They are not thieves, it is called RoSo (right to Offset) which means that as you owe X bank money, if you have cash in another account within X bank they can dip in and take it then write and tell you AFTER the event (to stop you emptying it first lol)....
Get a new bank account asap mate and stop using the one you are claiming unenforceability!
Farmer_jones wrote: »
I received a repy from my letter (NID's number 3.CCA Query) from Robinsons. They say they have provided me with enough information,( a collection of bank statements) pay up or less.....but they gave me a 50% discount.
So Whats next, letter number 4 ?
Nothing heard from Lowells at all......nothing. Should I write letter number 2 to Lowells ?
astravanman wrote: »
Hi NID & all, just a couple of Q's if you don't mind.
We sent out CCA requests to 8 creditors on 7th Jan and although some have sent various replies none have yet complied with the cca so I guess it's time for step 2 reminder letters. Out of the 8 cca's sent recorded delivery, 3 have not been signed for (but 2 have obviously received them as the £1 cheques have been cashed). Oh and don't worry the cheques were provided by a 3rd party :-). The one that hasn't signed or cashed the cheque do we have to sent the first cca request again and give another 14 days, or I was thinking of going straight to letter 2 and enclosing a copy?
As the accounts are already in default & no payments have been made for quite some time I was also thinking of modifying the letter slightly and leaving out the last paragraph about ceasing payments until the matter is resolved. TBH we don't really want to push them too hard to resolve it and produce an enforceable cca (if one does exist) so prefer to keep the status quo as it were.
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