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How to obtain credit reports
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We cannot be absolutely certain which credit card providers search a particular agency's files (lenders do not disclose this information), but anecdotal evidence suggests most use Experian, so that one matters more.
Btw, once you have your paper copy, the credit reference agencies seem happy to answer questions over the phone if you quote your reference number. So if, for instance, you wanted to check that particular items had since been updated, there's no need to order further copies of your credit reports
Given the existence of flat 9B, 9A would seem logical, but the important thing is to be consistent.
I would contact the electoral services department of your local council for advice. If your flat number can be changed to 9 on the electoral register without affecting another voter, you have that option. If not, you will have to notify your bank accordingly and use 9A from now on.
Thanks for sharing this information about how to obtain credit reports?
Its really helpful for me.
Firstly on my broadband and mobile account I have not included my middle initial and can't change my name on the account, is this ok? Also how tight are the companies on the inclusion of Countys on addresses? For example on my bank account details (ive included the middle initial) but ive not currently included the county (in this instance Lancashire)
Are there any other bills etc that I need to check that they match up as well?
I can understand if there is confusion on the main part of an address (ie my previous address had 2 post codes for the front/back of the building, my home could be described as a flat or apartment, was in a building descibed as either number 72, 72-76, 72/76, and also had a name for the overall building!?!) but i was wondering how strict things are on the things I have mentioned?
Many thanks if anyone can shine some light on this and help me out. You could say its stressing me out a bit!
County names are superfluous. It's house/flat numbers plus post code that matter most.
With luck, it'll be purely a question of checking the register and sticking with that version. Provided that you're consistent when completing all your paperwork, you should be okay. When you apply for credit facilities, bank accounts etc. or to the credit reference agencies, ensure your address matches the details as they appear on the electoral roll.
P.S. Don't worry if your address is formatted differently on council tax bills and the like. That's of no consequence, but the electoral roll version counts where finance is concerned