deutsch wrote: »
When I worked as a cashier for Natwest, I refused "debit card" cash withdrawals for any other bank and told them it wasn't possible. The entire team did. This was because the Natwest computer system does not have access to other banks network of computers. This included RBS debit card holders due to the RBS system being different to the Natwest system. We always had the "aren't you both the same institution" reply.
If it was a "credit card" for another bank and they had ID with them, it was possible but we would still need authorisation from the other bank's credit card. There was a charge for a cash withdrawal from a credit card. This type of transaction wasn't often. I don't think the article means this though.
What I understand is that Visa cards will be charged. The thing is, Natwest were migrating all their debit cards to Visa from Maestro, so all the normal natwest customers who withdraw money at the counter with their visa debit card will be charged. You'd be surprised the number of people who don't use ATM machines.
The confusing bit is that I didn't know a debit card could be used at a 3rd party bank to withdraw money at the counter. It didn't matter whether it was Maestro/Visa for the other banks card when I was at Natwest. Could someone clarify this. (I don't work anymore. Lost my job few months back) Maybe it's new?
agsnu wrote: »
Well it would be patently ridiculous if a Natwest customer was charged for withdrawing from a RBS ATM, but not from a Lloyds (or any other LINK member bank) ATM.
chambta wrote: »
This is not the case.
stclair wrote: »
Lol that so isnt the case.
deutsch - This was because the Natwest computer system does not have access to other banks network of computers.
BarclaysManager wrote: »
There's nothing to suggest Visa will hike fees at all, and if it did, you'd barely know - excluding Visa interchange rates, the entire cost of issuing the card is born by your bank.
deedee1968 wrote: »
I don't see what the problem is. I am a Natwest customer and I would never expect to be able to make a withdrawal at RBs anyway. At least you can still pay your utility bills with them too. We have a Nationwide account and thety won't take our bill payments over the counter anymore.
I don't see what the problem is.
DGJsaver wrote: »
I am sure there is ways of the banks passing the cost down to us at some point
Eg, 50% off Papa John’s
Here’s what you need to know
Let us know your thoughts!