Childcare Costs discussion

edited 15 June 2010 at 2:33PM in Marriage, Relationships & Families
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  • fuzzybear01fuzzybear01 Forumite
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    If you get registered as a childminder, then your daughter can clain child tax credits and could get up to 80% of the fee's paid.

    So, she could pay you £3 per hour per child, and she's have to pay only 60p per hour/per child of that.

    You'd also have to register with the Tax office, and be prepared to undergo many hours of training.

    Y-L
    You can not claim childcare help for a relative to look after your children (even if they register as a childminder)
  • scotty1971scotty1971 Forumite
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    you can look after a related child as a registered childminder,but you must look after two other non-related children aswell,it is then a business and not just personal babysitting.
  • Fliss_MFliss_M Forumite
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    I suppose I ought to add a few details to the above post. My daughter has a small part time job and her husband works full time but they cannot afford to pay me very much at all. Are there any government benefits I (or my daughter) can claim? I expect the reply will be that the government doesn't recognise the good work by grandparents or other family members but that means they are getting off scott free. Grr.
    you could look into other benifits that loosing your job mean your entitled to. such as woking tax credit. but as for childcare, no theres nothing that wont cost an arm and leg to do.
    Back to my comping ways :beer:
    3 beautiful daughters, a hairy bear 🐻 and a big blue Barry :love:

    Praying for that Lotto win! :rotfl:
  • pinkpig08pinkpig08 Forumite
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    Just a note to any pregnant women claiming childcare vouchers. Your salary between weeks 19-25 is the income used when calculating your maternity pay for the first 6 weeks, so if you claim childcare vouchers in this period it will reduce the average worked out, thus maybe reducing your first 6 weeks income. Hope I've explained that ok!
    Sealed Pot Challenge #817 £50 banked :)
  • i wonder if anyone can help.....
    my current situation at present is that i have 2 children. one who is 21months and the other who is 4 months. my youngest has special needs and currently recieves DLA (higher rate), i am looking into finding a place for my older child just for a couple of mornings. i am currently on maternity leave and will be till august and then i will need to claim carers allowance as my youngest will need full time care (my child needs specialised care which i have learnt how to do). luckily my employer is going to let me take a career break (unpaid). my partner works full time and brings in 21,000. my questions are...
    a) does anyone know if i qualify for the child care element of working tax credits.
    B) would we be better off claiming for childcare vouchers and as we are only recieving the child element of tax credits does it effect this
    c) i have been told that if there is a child with special needs and there is another child in the family they might have an entitlment to a nursery regardless of age, does anyone know if this is true and where would i find information regarding this
  • makenziemakenzie Forumite
    13 Posts
    hi there,
    i don't know who to ask for help, i have a dispute going on with my nursery. they are, in short , after nearly 6 months, trying to charge us for term times when my son does not attend as my husband is a teacher. we were not told of this when we signed up and infact have invoices that have been altered by the nursery staff saying - half term holidays! can they do this? there is alot more to this story but i don't know who to ask for help. anyone any ideas?
  • Fliss_MFliss_M Forumite
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    a) does anyone know if i qualify for the child care element of working tax credits.
    B) would we be better off claiming for childcare vouchers and as we are only recieving the child element of tax credits does it effect this
    c) i have been told that if there is a child with special needs and there is another child in the family they might have an entitlment to a nursery regardless of age, does anyone know if this is true and where would i find information regarding this
    a) You may not. When filling in the form online, I noticed they want to know if you are at home. But also if your looking after a disabled child. It may be best to call and check.
    b) childcare vouchers only effect the childcare element of working tax credit. So depending on how much you can claim from them will deside if vouchers are worth it. (if you can claim at all)
    c) Now I dont know about this, best to call a nursery. They may know. It may come under the "relief care" possibly. But she will get the free 15 hours once she is 3 anyway.
    Back to my comping ways :beer:
    3 beautiful daughters, a hairy bear 🐻 and a big blue Barry :love:

    Praying for that Lotto win! :rotfl:
  • Fliss_MFliss_M Forumite
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    makenzie wrote: »
    hi there,
    i don't know who to ask for help, i have a dispute going on with my nursery. they are, in short , after nearly 6 months, trying to charge us for term times when my son does not attend as my husband is a teacher. we were not told of this when we signed up and infact have invoices that have been altered by the nursery staff saying - half term holidays! can they do this? there is alot more to this story but i don't know who to ask for help. anyone any ideas?
    Do you know for certain they have altered the invoices? Do you have proof? Say the original. If you can show it wasnt time that you should pay and that the invoices have been altered after they were issued, then stick to your guns. If you fear court, contact the CAB just to check your in the right and your on solid groud. But I wouldnt give in. I had similar with my gym. I gave notice to leave while on Mat break. They wanted me to pay for 1 month before I could leave but after many letters pointing out nowhere in their terms and conditions did it say the notice had to be paid, they dropped it. They will push as much as they can, but if they are not sure of their ground, they will just drop it.
    Back to my comping ways :beer:
    3 beautiful daughters, a hairy bear 🐻 and a big blue Barry :love:

    Praying for that Lotto win! :rotfl:
  • makenziemakenzie Forumite
    13 Posts
    hi, thanks for the reply. i have origional invoices altered by the nursery staff and they have signed their names. they actually say minus half term holiday on them! head office also CLAIM to have minutes from 3 meetings to discuss the fees. My husband nor myself have EVER attended any meeting let alone 3 with a woman called julie who neither of us have evr met!!! We asked when we started last nov would we only pay for the time our son was in nursery and the answer was yes. All bills since nov have been altered accordingly and now head office are trying to hit us with this bill for nearly £1000! pounds. Does this sound as ridiculous to anyone else as it does to us? please, more advice. many thanks.
  • Savvy_SueSavvy_Sue Forumite
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    Do you have it in writing that you are paying term-time only?
    Signature removed for peace of mind
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