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The 'complete this challenge' challenge...suitable for all!
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Like others on here, I am terrible at challenges too. I join them and then my enthusiasm tends to fizzle out. Feels good that I am not the only one!!
So my long term challenges to 2009 are:
- Earn enough on AQA to pay my rent every month (£550).
- Keep a spending diary every month.
- Keep my house looking clean and tidy at all times and try to make it more homely without spending money on it (freebies, Freecycle, competitions, gifts etc).
- Buy a week's worth of lunches every weekend so I stop spendng £2+ a day on sandwiches alone (maximum spend is £10 a week on drink, sandwiches and other food for work).
- Be money neutral on all gifts that I buy in 2009.
- List 5 items on Ebay every week as I have a lot of stuff around the house that I don't need and could use the money for other things.
- Before I buy anything, ask myself if I NEED it. Even if I do need it then I will try and find another way to get it cheaper or even for free first.
- Start entering free competitions on the web again to help with all my other tasks (if I win any!).
- Get £10 Amazon voucher a week on Dooyoo to put towards my money neutral gift challenge.
- Actually start to gather together some savings so that I can make F&Fs to the creditors on my DMP in the next couple of years.
Those are all my challenges for 2009. I'll post a January list in the next couple of days when I work out what needs to be done.Emily x
1. Take part & complete every £10 a day challenge this year.
2. Use the gym enough times to get my £37 a month's worth, so aiming to use enough that it costs less than £4 a time.
3. Pay for our wedding without adding any more to our debts.
4. Aim to get our debts down to between £27,500 & £25,000.
5. Help more with housework & clean, clear, de-clutter one room a day, every day(apart from if we're on holiday of course)!
6. Make a payment a day to debts
Good luck all!!
My challenges are:
1. Tidy house @ all times, not just the weekend!
2. Using up all food in house as much as possible and not overbuying
3. Saving any loose change and using towards CC debt.
That'll do for now!
Good luck everyone!
C
Have worked out that to pay 500.00 off MBNA I need to pay 15.00 a day between now and Jan 31st, so have just transferred my forst 15.00 payment - only 485.00 to go.
Heres my update so far :-
Post on this thread at least once every 2 days to update! - have successfully managed to post every day since I joined up to this challenge erm yesterday! :rotfl:
Pay 500.00 off MBNA card - transferred 15.00 - 485.00 to go
Get my 2.5 stone award at SW (currently lost 2st 1lbs so 6lbs to go) - weigh in on Tuesday expect to have put most of the 2stone back on again :eek:
Completely scrub and declutter living room (again!) inc couches and curtains - hmm more effort needed here methinks, living room is looking worse than yesterday!
Hope everyone is managing better than me :rotfl:
There is something about the outside of a horse that is good for the inside of a man.
I've already got a card that I can give her so it's only wrapping paper that I need to find. Will see how cheap I can get some
I'm off to a Card Factory this afternoon and might buy all of my Christmas cards for next year too. I usually spend around £10 on all of my family ones but reckon that I can get that down to £5 if I'm lucky.
I've started to write down what I spend and have to get back another way to be money neutral on the gift front. Might try to Ebay something to get the £1.34 back.
Emily x
Eek!