Mortgage/Second charge

edited 30 November -1 at 1:00AM in Loans
1 reply 494 views
meeeshmeeesh Forumite
6 Posts
edited 30 November -1 at 1:00AM in Loans
I am new to this forum,so please be gentle.
I currently have a mortgage,which is still in arrears(about 1800),but have been to county court and a suspension order is now in place.
I pay around 100 pound extra per month and have been doing so for 6 months.
However I also have a second charge against my home,which is causing deep concern.
This loan is also in arrears,and they are taking me to the county court in mid December.
I havent been told whether this will be a suspension order also,but the fact remains I have been totally ripped off with the PPI(of which a company is currently trying to reclaim) and this stand off has caused the arrears.
My first mortgage company cannot help me out at the moment as I am in arrears,but the bottom line is I cannot afford the monthly repayments now on my second charge,and need it paying off asap.
Anyone out there which may be able to offer help I will be more than interested to hear your views.


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