how do friends Provident come out against provider

edited 30 November -1 at 1:00AM in Pensions, Annuities & Retirement Planning
1 reply 855 views
halsteadleehalsteadlee Forumite
5 Posts
how do friends Provident come out against providers
any help gratefully received


  • dunstonhdunstonh Forumite
    107.2K Posts
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good points:

    They have good service, a relatively good range of funds covering many areas. Lifestyling fund switching without having to pick the lifestyle fund. Choice of when the lifestyle switching takes place. Technology set up is good allowing online valuations and servicing.

    Bad points:

    Stakeholder charge is standard 1% across the board regardless of amount in the fund. Larger funds can get lower charges with alternative providers.

    Be wary of lower charge providers though. Its often only 0.1-0.3% difference but they are the ones that tend to have the worse service.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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