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Get a bigger discount in store at Dixons etc

edited 30 November -1 at 1:00AM in Shop but don't drop
52 replies 90.7K views
MSE_MartinMSE_Martin Money Saving ExpertMoneySaving Expert
8.3K posts
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edited 30 November -1 at 1:00AM in Shop but don't drop
How to get a bigger discount in store at Dixons, Currys and the like:

Buy anything from Dixons or Currys (and similar stores) and they'll try to flog you their Coverplan warranty. Yet this is rarely worth it. The Consumers Association has done many studies which show the cost of the warranty versus the likelihood of breakdown and likely cost of repair and it never pays to get such warranties. Even if you do you're better off with a multi-utility policy from someone like Norwich Union.

Anyway onto the point. If you buy something they'll try and flog you such warranties, yet push them for a reduction. Often you'll get 20-30% if you take a policy. Buy the goods, then cancel the policy later.

Dixons Cover Plan Service Agreement:

Can becancelled within 45 days and get a full refund, after this the refund will be pro rata.

Curry's Whateverhappens Service Agreement:

Can be cancelled within 14 days to get a refund.

Please discuss your success/failure
Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
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Replies

  • KazzeaKazzea Forumite
    2K posts
    I think i will be trying this in the next month or so on a new tft monitor for Christmas so will let you all know - cheers Martin :)
  • omega27omega27 Forumite
    257 posts
    I have been doing this for years, and when I used to work for DSG (for my sins!) I got customers to do the same! Is it actually legal to offer a discount if you take out a 'Service Agreement'? Used to put it through as Price Match.
  • rjlawson wrote:
    I have been doing this for years, and when I used to work for DSG (for my sins!) I got customers to do the same! Is it actually legal to offer a discount if you take out a 'Service Agreement'? Used to put it through as Price Match.
    Now you tell us....humph.!! 1a_y_shock1.gif
  • i tried to get discounts for opting for their warranty with currys on a fridge recently and was told they are not allowed to discount goods any more... though the quoted warranty prices he gave me were way more competive....so i guess they mustve caught up with that lil loophole! has anyone taken advantage of this recently?
  • This was posted a few months ago. I remember recently, but couldn't remember exactly how it worked, all I could remember was that it was a discount connected somehow with extended warranties.

    The store manager gets a bonus dependant on how many extended warranties he can sell. So he is prepared to take a loss on the product, if you take out the cover. Money in his pocket also.
  • omega27omega27 Forumite
    257 posts
    Also worth adding that one of the discount codes is 'Coverplan' & this will be shown on the receipt. If you got a discount for taking out the agreement, they might charge you the difference.

    Was better when you could pay for the agreement over 10 months via DD after a £10 deposit. Customer got loads of things for £10, I got good sales figures, boss was happy. Customer then cancels the DD & everyone's a winner, apart from Dixons ;-)
  • deanosdeanos Forumite
    11.1K posts
    Part of the Furniture 10,000 Posts Uniform Washer
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    I have also been doing this for several years.

    They are not allowed to discount the warranty so the goods gets discounted they cant ask for it back.
  • toozie_2toozie_2 Forumite
    3.3K posts
    Part of the Furniture Combo Breaker
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    Just done this in Comet when buying a Sony T7 digital camera for £299.

    There was already an offer of a 'free' case and extra memory, haggled with the warrenty and they knocked another £10 off, and let me have the purchase on 'Buy now pay in 6 months'.

    The warrenty was £59.99 :p I cancelled it ASAP, and they are refunding it by cheque. I will pay of the balance in 5 months with my Cash Back Credit Card!
    :j
  • fatboyonadietfatboyonadiet Forumite
    5.4K posts
    Part of the Furniture 1,000 Posts Combo Breaker
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    Tried this when I went o get a washing machine, they also told me they can't do this anymore, in the end ordered it online and used some vouchers for a discount and my Egg card for cashback too.
    2p off is still 2p off!
  • fatboyonadietfatboyonadiet Forumite
    5.4K posts
    Part of the Furniture 1,000 Posts Combo Breaker
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    Does anyone know where I can get a quote for the Norwich Union multi-policy? Can't seem to find it on their website...
    2p off is still 2p off!
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