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with 'no profit' life assurance

In 1976 I took out a 'with profits' Life Assurance with Colonial Mutual, it seemed a lot of money a month then but seems a small amount now.Colonial Mutual demutualised many years ago and I got a share option, which I sold. Later this company was taken over by Winterthur and the policy continued with them. It is not due to mature until 2014.
When it was with Colonial it used to show reasonable regular annual bonuses but Winterthur have not paid a bonus for years. :mad: I presume that is because they have to pay their shareholders? or is it just a crap company?
What should I do? Is it worth keeping paying or should I bail out and surrender it?
Any advice welcome,
Billywhiz
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