Can't pay money into a bank over the counter - beaurocracy gone mad!!!!

Incisor

northantsandy wrote: »

I]response to suggestion: You could have paid this money into your own account and then transferred it, the transaction it then traceable.[/I :-

... What you have suggested is theft and dishonesty - and the very thing you suggests to get around the law just proves the law is fundementally flawed for goodness sake!

You might want to grab a bus to the real world...it stops at the corner.

Obviously that bus has gone by you without stopping. It doesn't comply with my understanding of theft, nor that of the police, who admittedly live in their own world:

The Theft Act 1968 Section1 (1) states that a person is guilty of theft if: he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it. [Sussex Police website]

northantsandy

Not at all - what I initially said is that we appear to now live in a beaurocracy not a democracy...why?

Why does the bank feel the need to interpret legislation that implies I am guilty of something until they prove I am innocent?

Why does every one think that going to my bank to pay money in, waiting for it to clear then transferring it to the account that it should be going to acceptable?

Why can I not walk up to a counter in a branch and pay money into an account without having to jump through the hoops above?

northantsandy

Incisor wrote: »

Obviously that bus has gone by you without stopping. It doesn't comply with my understanding of theft, nor that of the police, who admittedly live in their own world:

The Theft Act 1968 Section1 (1) states that a person is guilty of theft if: he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it. [Sussex Police website]

Putting myself into a situation that might be misinterpreted is not something I am prepared to do.

The simple fact is why do we live in a society where the government of the day can pass legislation that can be interpreted in a way that completely contradicts the way our legal system has operated for nearly 1000 years?

A person is innocent until proven guilty

By being unable to walk into a bank branch and pay cash into a bank account completely contradicts this premis.

moonrakerz

The problem is that most of the staff on the other side of the counter don't have much of a clue as to what "anti money laundering" means.
They are poorly trained and poorly supervised and as a result tend to make things up as they go along - if "money laundering" isn't good enough to quote - there is always that reliable old catch all "The Data Protection Act" !

Only today my wife was asked in the Nationwide for some ID, she produced her (photo) driving licence only to be told she needed the paper bit as well ! Do you have to have clean licence to get money from your own bank nowadays ?
The clerk backed down when my wife snapped at her - "I didn't need it last week, in here"

regularsaver1

northantsandy wrote: »

The basic legal premise in law is that everyone is innocent until proven guilty.

Therefore, the bank interpreting the law in such a way that everyone is guilty until proven innocent means, as Dickens once said, the law is a half-donkey, half-horse (a ss)...

If there is scope to interpret the law and apply it such, then it is fatally flawed.

Interfering the the basic day to day life of innocent, tax-paying, law-abiding people is fundementally wrong.

And to name and shame the bank in question is the Halifax.

Your friend has a basic account, rather than a full current account, meaning no counter facilities as per their T&C's - they can apply to upgrade

http://www.halifax.co.uk/bankaccounts/easycash.asp

maybe your friend should have told you this ahead of you visiting a branch

regularsaver1

moonrakerz wrote: »

The problem is that most of the staff on the other side of the counter don't have much of a clue as to what "anti money laundering" means.
They are poorly trained and poorly supervised and as a result tend to make things up as they go along - if "money laundering" isn't good enough to quote - there is always that reliable old catch all "The Data Protection Act" !

Only today my wife was asked in the Nationwide for some ID, she produced her (photo) driving licence only to be told she needed the paper bit as well ! Do you have to have clean licence to get money from your own bank nowadays ?
The clerk backed down when my wife snapped at her - "I didn't need it last week, in here"

no need for anyone to be snapped at!!! jeez

northantsandy

regularsaver1 wrote: »

Your friend has a basic account, rather than a full current account, meaning no counter facilities as per their T&C's - they can apply to upgrade

http://www.halifax.co.uk/bankaccounts/easycash.asp

maybe your friend should have told you this ahead of you visiting a branch

They don't have an easycash account - so it looks at best lack of knowledge on behalf of Halifax staff, at worst the assume everyone is undertaking an illegal act.

regularsaver1

did you have the sort code and account number written down?

an annoying thing at counter is when people try and hand mobiles over, which is why the envelope is sometimes suggested

the machines can be used, but obv got to have a card

usually this is suggested if the account is easycash = never heard of this reason where I work

northantsandy

I had it written down of paper but asked to pay money into someones account and was told I couldn't.

regularsaver1

very strange

only thing i know our cashiers do is ask for the name of the account holder to be confirmed - but this is purely so that to be sure the mon ey goes in right account