We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

M&S More Credit Card

Hi,
I paid the balance of a holiday with my m&s more credit card. I phoned the holiday company directly and give my card details. A few days later I received a confirmation letter from the company that they had received/taken payment.

This was in March. I have since received my April statement from the m&s and also my May statement and the payment does not show up.

Can anyone tell me that if m&s eventually catch up with this payment not going through how long do they have before legally I do not have to pay it?

Comments

  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    Hi there
    I had a similar thing happen and it took 3 months to go through! Debits are sought of earmarked and it's up to the holiday company to put the request in for the money owed:rolleyes:
    Unless, there has been a computer malfunction:p Hope that helps a little.
  • sammyjammy
    sammyjammy Posts: 7,744 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I think there is a time limit for them to put it forward for payment and I think its 12 months, however I don't think that means you wouldn't have to pay, maybe it would be easier just to contact the holiday company, ask them to sort it out and treat as a longer interest free loan.

    Sam
    "You've been reading SOS when it's just your clock reading 5:05 "
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347K Banking & Borrowing
  • 251.5K Reduce Debt & Boost Income
  • 451.7K Spending & Discounts
  • 239.3K Work, Benefits & Business
  • 615K Mortgages, Homes & Bills
  • 175K Life & Family
  • 252.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.