new bank card questions

p-a-r-m-e-n-t-e-r

My visa electron card came today. I'm just wondering a number of things.

1- As it has a chip, can i use chip and pin in a shop like with most other cards?

2- Can I buy stuff online e.g. a world of warcraft membership or off of Amazon or iTunes?

3- What can't I do with this card?

I am with Abbey if that is of any relevance

x_raphael_xx

1. Yes
2. Yes
3. It's not an effective frizbee

The card will pretty much do everything, cheques, direct debits, over phone payments etc.

hth

System

p-a-r-m-e-n-t-e-r wrote: »

My visa electron card came today. I'm just wondering a number of things.

1- As it has a chip, can i use chip and pin in a shop like with most other cards?

2- Can I buy stuff online e.g. a world of warcraft membership or off of Amazon or iTunes?

3- What can't I do with this card?

I am with Abbey if that is of any relevance

x_raphael_xx wrote: »

1. Yes
2. Yes
3. It's not an effective frizbee

The card will pretty much do everything, cheques, direct debits, over phone payments etc.

hth

The card will act as a cashcard and debit card where accepted (which these days is pretty much everywhere).

An Electron card will NOT guarantee cheques.

Direct Debits are nothing to do with the card but are attached to the current account itself.

UNDERGROUND

skyrider007

3. You may find that less number of shops especially on the Internet accepts Electron card in contrast to a full VISA debit which is accepted virtually everywhere in the world including the internet.

Don't despair, the majority of UK shopping websites accept the Electron card.

x_raphael_xx

UNDERGROUND wrote: »

An Electron card will NOT guarantee cheques.

Direct Debits are nothing to do with the card but are attached to the current account itself.

Oops my bad , didn't explain myself very well, I meant that you get a cheque book with the card, I didn't mean it was a Cheque Guarantee.
And I was also thinking of my account where I've set up direct debits.

I was thinking more about the account than the actual card. Sorry

agsnu

x_raphael_xx wrote: »

Oops my bad , didn't explain myself very well, I meant that you get a cheque book with the card, I didn't mean it was a Cheque Guarantee.
And I was also thinking of my account where I've set up direct debits.

I was thinking more about the account than the actual card. Sorry

You don't necessarily get a cheque book and the ability to set up direct debits with an electron card. I know someone who has an electron for their cash ISA....

queen_of_leon

just read martin's 'cheap flights...ryanair' article and if u use a visa electron to pay for flights u don't get charged a fee.

whereas a debit card costs £1.20 and credit card £3.20

it's a small perk...but it's still a perk!!

PROLIANT

queen_of_leon wrote: »

just read martin's 'cheap flights...ryanair' article and if u use a visa electron to pay for flights u don't get charged a fee.

whereas a debit card costs £1.20 and credit card £3.20

it's a small perk...but it's still a perk!!

Seems strange as Electron and Solo do not have floor limits and must be authorised in real time unlike a full VISA debit or Meastro.

bobdagob

I used to work for a mobile phone retailer and they actually, for some odd reason, despaired customers who wanted to verify their address details aover the phone with a Solo or Electron card. I used to hate the way the Managers used to assume that those holding Visa Electron or Solo cards were 'bad' customers with 'crap' credit ratings. Dunno, my credit rating is A1 and I've had my Visa Electron since uni days!

Kavanne

You can't use electron card to buy train tickets

PROLIANT

Kavanne wrote: »

You can't use electron card to buy train tickets

Correct, you cant travel with it very far, you cant buy stuff on the Buffet car on the train, if you get stranded somewhere you cant use the card on a train to buy tickets, the numbers rub off after a couple of months, it cant be used in a click-clack offline machine which are still used today, you cant use it for credit checks when applying for stuff i.e. Dixon’s or Curry’s electrical, it must be a "proper" debit card, the list could go on and I am so glad to see that back of my old Electron crud, life is better without it.