0% on purchases or 0% balance transfer

derrenbobafat

I bought central heating last year on interest free credit its due to run our in July. I had the money at the time so i decided to put that into an isa to earn interest. My plan is to pay off the central heating bill with a credit card then transfer monthly out of my isa to clear the balance so that i don't lose out on all the interest.

I currently have a virgin card that i 0% balance transfered to pay off my store cards.
My 1st question is this should look in to getting the egg hybrid card and another 0% balance transfer card or should i go for a card that has 0% on purchases.

My second question is im worried i will is not be offered the credit limit needed as my virgin card already has the credit limt needed. Would this affect me getting another card with a high enough limit, would it pay to reduce the credit limit on my virgin card before applying for a new card?

Thanks for any advice people can give

Neillgb

Similar here, I am considering egg card and was wondering if anyone had any experience/info relating to their lending criteria, how much credit elsewhere personal status etc. I am self employed without any red/orange marks on my credit history so probably have a fair chance, I hope.