You're pants, you know you are, and you shouldn't be! Blog Discussion

edited 30 November -1 at 1:00AM in Debt-Free Wannabe
6 replies 2.1K views
Former_MSE_AndreaFormer_MSE_Andrea Former MSE
9.6K Posts
1,000 Posts Combo Breaker I've helped Parliament Rampant Recycler
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edited 30 November -1 at 1:00AM in Debt-Free Wannabe
Click reply to discuss Martin's blog here.
Could you do with a Money Makeover?


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Replies

  • skintchickskintchick Forumite
    15.1K Posts
    Debt-free and Proud!
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    I'm too stunned to comment. What an idiot.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • newfunknewfunk Forumite
    2.4K Posts
    Why doesnt that surprise me one bit!!
    In this trusted place U can erase
    Every tear that ever rolled down your weary face
    All the time U waste in that paper chase
    Is time better spent in these arms of mine
  • The first part of the solution is to admit that the problem exists. There are no stupid questions on this forum and therefore no stupid questioners. The credit card PR person should give Martin's advice a try and consider joining the forum. It is never to late to learn.
    J_B.
  • ClowanceClowance Forumite
    1.8K Posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
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    The "chick lit" series of books by Sophie Kinsella "shopaholic abroad...shopaholic ties the knot" etc etc are based on the premise that the central character is a financial journalist who spends her days researching financial issues for a magazine yet is so ditsy that she is deeply in debt, ignoring final demands and exceeding credit card limits etc. So the problem is probably quite common.
    Yesterday I spent 3 hours changing my 2 car insurances from More Than to more Than - the renewal was so high that I shopped around, using Martins instructions. (I always have shopped around, but his way was better). Oddly, the cheapest quotes for both cars were with More than! Ringing them did little good, they couldnt get the quote as low, even when a supervisor came on. So the supervisor advised me to insure online and then cancel my existing policies. I did this and got the cheaper price, phoned them back etc. At the end of three hours I was exhausted but had saved cir £150 AND got extras like legal and protected NCD, and stayed with the same company!
    If you add the tax and NI to this I would have had to earn £220 to spend this amount.
    Its purely laziness by consumers who wont sort out their affairs. I am guilty of this too sometimes.
  • skintchickskintchick Forumite
    15.1K Posts
    Debt-free and Proud!
    ✭✭✭✭✭
    Clowance wrote:
    The "chick lit" series of books by Sophie Kinsella "shopaholic abroad...shopaholic ties the knot" etc etc are based on the premise that the central character is a financial journalist who spends her days researching financial issues for a magazine yet is so ditsy that she is deeply in debt, ignoring final demands and exceeding credit card limits etc. So the problem is probably quite common.
    Yesterday I spent 3 hours changing my 2 car insurances from More Than to more Than - the renewal was so high that I shopped around, using Martins instructions. (I always have shopped around, but his way was better). Oddly, the cheapest quotes for both cars were with More than! Ringing them did little good, they couldnt get the quote as low, even when a supervisor came on. So the supervisor advised me to insure online and then cancel my existing policies. I did this and got the cheaper price, phoned them back etc. At the end of three hours I was exhausted but had saved cir £150 AND got extras like legal and protected NCD, and stayed with the same company!
    If you add the tax and NI to this I would have had to earn £220 to spend this amount.
    Its purely laziness by consumers who wont sort out their affairs. I am guilty of this too sometimes.


    I did the same thing with MoreTHan last year - it is best to get a new quote from EVERYONE as they want new business more than they want to retain old customers, so it's set to give lower quotes to 'new' people. I saved quite a bit too, about £60.
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • Where are there no RSS feeds in martins blog?
    While I breathe.... I hope
This discussion has been closed.
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