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Mortgage up for renewal July 08...

Our mortgage up for renewal July 08...

When do I need to start organising a re-mortgage? this is our first mortgage renewal so have no idea!!

:)

Comments

  • Mine is up on 30 June and when I phoned they said I was much too early and to give them a ring again about 8 weeks before, and now the rates have went up again:mad:
    Live on a little over £4k challenge
    Sealed pot challenge no. 315
  • missy321
    missy321 Posts: 164 Forumite
    how frustrating!!! its very hard to know what to do isnt it??
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Now would be a great time to look, you'll then have plenty of time to get it all sorted.
  • minimike2
    minimike2 Posts: 2,210 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I would start to arrange something now
  • shogs
    shogs Posts: 72 Forumite
    Part of the Furniture Combo Breaker
    Mine is up in June so I called L&C - recommended in Martins article about remortgaging. They asked what I had been offered by my current lender & said that they couldnt beat it so grab it with both hands. Which I have done.
    There is a article & a download with might help on the main site under "Mortgages & Houses".
  • missy321
    missy321 Posts: 164 Forumite
    Thanks Shogs... gonna try phone halifax this evening to see what they offer...
  • Kodos84
    Kodos84 Posts: 15 Forumite
    I've been told that an agreement in principal is good for 6 months, so you can find a good deal now and not have to complete until it is due for renewal.
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