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Different ratings on credit files...HELP!
brambles_3
Posts: 2 Newbie
Hi, new here - not sure if I'm posting in the right place!
I've checked my credit file with Experian and Equifax today as I'm going for a mortgage renewal.
My rating with Experian was fair-good but with Equifax it was poor. Yet the same information was on both files? I am not sure how or why it is so different, and obviously I am concerned I may get turned down because of it. Apart from having a tough year financially 5/6 years ago, I've never missed a payment on anything and I have nothing outstanding against me...I'm confused.
Any ideas?
Thanks.
I've checked my credit file with Experian and Equifax today as I'm going for a mortgage renewal.
My rating with Experian was fair-good but with Equifax it was poor. Yet the same information was on both files? I am not sure how or why it is so different, and obviously I am concerned I may get turned down because of it. Apart from having a tough year financially 5/6 years ago, I've never missed a payment on anything and I have nothing outstanding against me...I'm confused.
Any ideas?
Thanks.
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