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where do i start???

hi all

im new to mse but have been visiting the site for the past year now.

credit to you all you really no your stuff!!

to cut a long story short i want to leave my partner of 11 years but we have a child together. we have lived together for about 5 years he pays the mortgage i pay the bills. i dont want to just walk out as the house we live in is mine also. both are names are on the mortgage if i left would i be responsible for paying the mortgage too? could i force him to put the house up for sale? what is the best way of going about this??

we are not married so thats one less complication!!

any help advice would be more than welcome

thanks ;)

Comments

  • jo_b_2
    jo_b_2 Posts: 7,120 Forumite
    1,000 Posts Combo Breaker
    Hi Soul Sister.

    Welcome to MSE, sorry to hear about your problems.

    To be honest, your first point of call should be a solicitor. They will be able to explain exactly what rights you do and don't have. At least then you will know you have got the right information.

    While your name is on the mortgage you will be jointly liable to pay the repayments.

    Good luck with whatever you decide. Take care. Jo. x
  • bluep
    bluep Posts: 1,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Although the good news is that as your name is on the mortgage, you are also entitled to a share in the proceeds/current worth of the house. You however are legally responsiby jointly with him for repayments.

    You don't say whether a) you'd take your child with you (I make the presumption you will but I guess you can't presume anything these days) and b) would you be safe to discuss this with him and perhaps ask him to go so you both can have some space. Obviously this isn't an option if the relationship is violent/abusive/volatile etc...However IF there is a chance of issues being able to be resolved, do you not owe it to the 11 years you;ve been together and your child, to talk to him about it? Not that I know anything about your relationship.

    Good luck for the future
  • thanks for your replys guys

    to be honest im past the talking stage its like talking to a brick wall and some!! i would take my daughter and i have a large family so i have some where to go. might just cut my losses and walk the walk off long pier if i can find one!!

    solicitor it is then

    wish me luck and thanks for your advice

    xx
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