i no its bad

destiny_star2006

Dunno where to put this hope its ok here
so here goes finally admitting it i got into a lot of debt with provident and catalogues stupid me
got more and more and then cudent pay the min payment back so got in touch with debt helpling and they wrote to them saying i could offer x.xx amount some agreed and some diddnt this way about 1 year ago i kept to a few payments then hubby left me and couldnt afford anything was a single mum so now i get letters some saying taking you to court others saying weve took over this debt and now you have 14 working days to give payment or else etc etc and ive wrote to them to stop harrasing me as i just carnt pay simple as that no ifs or buts about it but i have kept all debt list and as soon as i can afford to after completing college and gaining employment in well paid job that they will be the first on my list to get paid off!
So just wondering what are they gonna do to me etc im scared dont want them taking my stuff outa home etc its bot big debt maybe 5-6 diff catalolgues with max of £200 spend on each of them apart from littlewoods which was£700 as i built up a good rapport with them what can they do to me or what should i expect please someone tell me before i go out of my mind and please dont reply if your gona slate me as its nothing i havent heard already but i was silly foolish and downright stupid and ivelearnt my lesson and basically just need help and advice at the moment many thanks!!! :beer:

dmg24

Destiny,

I'm so sorry you're in this situation ...

I can't offer any specific help, but I do know where you'll find it. If you post on Debt Free Wanabee, there are some really helpful people, many of whom have been in your position.

I'm sure that by the end of tomorrow (and maybe even tonight), you'll have a plan of action to get on track to sorting out your immediate problem, and also your other debts (the DFWers will stick by you for the long run too).

Take care Destiny, I hope you get something sorted x

LittleVoice

Hi DS

Have you looked at the Debt-Free Wannabe board? I think you will find help there.

I'm sure you will be able to get things sorted.

Best wishes

LV

horsepills

Destiny

As well as posting in the debt-free wannabe board, I would give the consumer credit counselling service a call - www.cccs.co.uk/
They won't charge you anything, and they should be able to give you some really good advice about how to stop people hassling you, etc... & help you deal with your debt without having to worry so much.