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Whats the deal with NOT signing letters to DCA's?

Please explain, lol!

My hubs sent off a few letters to a couple of DCA's the other day and as I'd noted it being mentioned on here before I told him to leave off his signature - I dont know why though!

Is it because some DCA's do the unthinkable thing of forging sigs and the like? Surely not!
LBM - January 2008 ~ debt - [strike]£16,260.00[/strike] £16,90.00 ~ Debt-free date - October 2016! :eek:
Official DFW Nerd Club Member No: 842 ~ Proud to be dealing with my debts!! :cool:

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    NatashaP wrote: »
    Is it because some DCA's do the unthinkable thing of forging sigs and the like?

    Yes. It has been known to happen.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • NatashaP
    NatashaP Posts: 115 Forumite
    Christ, thats insane! By the sounds of things Debt collectors are barely legal at all.

    Glad I told hubby to refrain from signing the letters now!
    LBM - January 2008 ~ debt - [strike]£16,260.00[/strike] £16,90.00 ~ Debt-free date - October 2016! :eek:
    Official DFW Nerd Club Member No: 842 ~ Proud to be dealing with my debts!! :cool:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I wouldn't say it's particularly common, but it does happen.

    Not sure if I can remember it happening to anyone on MSE, but it has happened to a few people on the Consumer Action Group site.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Tiglet
    Tiglet Posts: 405 Forumite
    Part of the Furniture Combo Breaker
    I made a suggestion on another thread that you get somebody else to sign your name on the letter requesting a CCA. It doesn't make any difference unless they try to forge your name on a document, in which case you can prove it instantly.

    I know that most people just want to be rid of these scum but if you're up for a fight, this seems a pretty good way to cause them some trouble.:D
  • RAS
    RAS Posts: 36,624 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I recall one of the debt charity staff who posts here reported that a CCA was returned to a colleague. The problem was that the signature on the CCA was of the person who wrote the letter, not the person who owed the debt.
    If you've have not made a mistake, you've made nothing
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    RAS wrote: »
    I recall one of the debt charity staff who posts here reported that a CCA was returned to a colleague. The problem was that the signature on the CCA was of the person who wrote the letter, not the person who owed the debt.

    That would be funny if it wasn't also so shockingly illegal.:eek:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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