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letter from OR

I had a letter today from the ISS saying "my file will shortly be transferred to the regional trustee and liquidator unit for this office". "The RTLU will deal with any remaining assets in your estate and payments that may be made to your creditors". Does this mean they have almost finished with me?. I have no assets but do have an IPA due to start anytime now. Cheers Dalip.
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Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    dalip wrote: »
    Does this mean they have almost finished with me?

    Pretty much yes. Apart from any admin to do with the IPA.
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  • Richard_S
    Richard_S Posts: 4,432 Forumite
    dalip wrote: »
    I had a letter today from the ISS saying "my file will shortly be transferred to the regional trustee and liquidator unit for this office". "The RTLU will deal with any remaining assets in your estate and payments that may be made to your creditors". Does this mean they have almost finished with me?. I have no assets but do have an IPA due to start anytime now. Cheers Dalip.

    Hi Dalip,

    They generally transfer files to the RTLU when there is a house or other assets involved. Are you sure you didn't include a £1 Premium Bond? That would be enough to get your file transferred.

    Or it could be that they've transferred it because of your impending IPA, and prior to transfer to a trustee. Either way it seems like a step in the right direction.

    Richard
  • dalip
    dalip Posts: 7,045 Forumite
    My god that was quick!!!!!.I am just waiting for these clarke people to write to me so i can set up a d/d for the IPA. I had letter about it in dec from the OR but so far heard nothing and it is supposed to start on the 29th of this month,but from reading other threads on this topic it can sometimes take a while. Thanks for the PROMPT reply.Dalip
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    dalip wrote: »
    My god that was quick!!!!!

    We were loitering anyway.;)
    dalip wrote: »
    I am just waiting for these clarke people to write to me so i can set up a d/d for the IPA. I had letter about it in dec from the OR but so far heard nothing and it is supposed to start on the 29th of this month,but from reading other threads on this topic it can sometimes take a while.

    Yep. Clarke Willmot sometimes take for ever to sort stuff out.:confused:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • dalip
    dalip Posts: 7,045 Forumite
    Richard
    No i did not even include a 50p premium bond. Hubby does not even have a car. The daughter does but there are absolutely no assets at all. I searched the house high and low for something to sell before i went b/c but only came up with a broken sun bed!!!!!!!!!!!!Did not list that as an asset either.lolDalip
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mine was also transfered to RTLU, and I have no assets at all. :)
    BCSC Member 70:j
    .
  • JCS1
    JCS1 Posts: 5,331 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cases can get transferred to RTLU on the strength of an IPA or Nil tax Code. As it is money to be collected to go towards the individual bankruptcy estate, they are classed as assets.
  • dalip
    dalip Posts: 7,045 Forumite
    Thanks for that.OR did say he was not going to collect tax (only £49 p/m)but had letter from IR sat to say they had written to my employer to apply the NTC. I have an IPA so that must be it. Cheers:beer: Dalip
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • hi all,

    i am due for discharge on 25 march but have a 3 year BRU, i have just received a letter from the OR saying "bankruptcy file will shortly be transferred to the regional trustee and liquidator unit (RTLU) for this office." I had no assets and was not paying anything to the OR, will i still be discharged on 25 march if so can the RTLU claim anything i aquire after i am discharged. Thanks in advance for any replies
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