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Money Moral Dilemma: Is it fair to keep the loyalty points from doing my neighbour’s shopping?

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Comments

  • Jemma01
    Jemma01 Posts: 729 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper

    I applaud you for helping the neighbour, not many people care enough to even say hi to their neighbours.

    Having said that, if I could get him a separate card, I'd probably do that (assuming it is possible), or when vouchers come along (as in the tesco ones), I'd split them up. He might not understand or even care at all, but I know I'd feel better having done that. I would also discuss the delivery costs if that's bothering me and calculate the trip cost and see if the points make up for it, then explain the bits to him. That's how I'd like to be treated when I'm older.

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • Nelliegrace
    Nelliegrace Posts: 1,361 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker

    You are paying for your petrol and giving your time, doing the shopping for your elderly neighbour, saving him the delivery charge. I think that keeping the loyalty points seems fair, but if it worries you, ask if your neighbour agrees.

    Fashion on the Ration 2026. Coupons used, 6 pairs of socks non-wool 6, 4 cotton vests 12, sleeveless wool cardigan 5, 2 pairs of summer weight cotton pyjamas 16. Total 39.

    Grocery Challenge 2026, £5 a day for food for 2 pensioners. Total £1,825.
    January  £128.45/£155,   -£26.55.
    February £122.55/£140,  -£17.45.
    March     £154.50/£155,         -50p. 
    April        £144.78/£150,    -£5.22
  • saajan_12
    saajan_12 Posts: 5,802 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Why on earth do you do a separate trip? Just use two trolleys and go through the checkout in two transactions. Doesn't require using additional fuel (for the environmental aspect, not just the cost).

    Either way irrelevant to the loyalty points benefit which was never part of the agreement. You're just buying and getting reimbursed for the price on the receipt, which is less than the neighbour would otherwise pay for taxis or delivery fees. You can use your loyalty card or none, but there's no obligation to sign him up etc, that's a separate favour which you don't have to offer (and indeed would be too miniscule to be worthwhile).

  • highlander58
    highlander58 Posts: 37 Forumite
    10 Posts Photogenic Name Dropper

    The trouble with jumping into the thread late on - is that you miss stuff. The OP has already explained all this.

  • saajan_12
    saajan_12 Posts: 5,802 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Not missed and gosh a whole day late! that comment didn't make it clear it was the OP speaking, just a potential reason from a commenter and I'm not examining all past posts for who said what.

    The explanation does really make sense though, the confusion from 2 shopping lists could be easily mitigated by completing shop 1, depositing it in the car and then re-entering with shop 2. Just as easy / hard as 2 separate trips entirely, but without the need to drive there and back twice.

  • highlander58
    highlander58 Posts: 37 Forumite
    10 Posts Photogenic Name Dropper

    The OP’s original question was about whether to keep the loyalty rewards - not about whether we think they should do 2 shops or not. Let’s just respect their decision (as explained on p3) & move on…
    And as you say yourself: the earlier comments comprise only “a whole day”. Hardly a big inconvenience to skim-read: bring yourself up to speed & save a lot of repetition.

  • Jemma01
    Jemma01 Posts: 729 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper

    These posts dont have a returning comment from the author, the owner is intentionally anonymous by design. There's no expectation that anyone should read the comments.

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • ZeroSum
    ZeroSum Posts: 1,265 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    What next, are people going to question a months interest earned because the shopping was paid on a credit card?

    You have a receipt with cost of goods on, he pays it. Tbh, id probably just round to nearest quid or 50p as couldn't be doing with all the loose change. Some weeks youd click a few pence, others youd lose. Swings & roundabouts in the grand scheme of things.

  • CapeTown
    CapeTown Posts: 166 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper

    WWell the OP did write a returning comment. It is on page 5

  • Being a financial affairs attorney for a friend, I was in a relatively similar situation where I would do his shopping (before he had to move to a nursing home).

    I did most of this at Lidl (where my wife and I also shopped). I benefitted from this, but he did too with the Lidl Plus reduced prices and some of the coupons - a couple of times I used the 10% voucher on his shopping (even though his shopping was well under £250 a month).

    For your moral dilemma:

    His sister was unhappy that I was his sole financial affairs attorney and she complained to the OPG that I was not looking after his finances properly. They investigated my conduct thoroughly - asking for proof of every penny spent, including the grocery shopping. Even though they knew I was shopping at Lidl for him and I did declare that I was using my app when doing this, they did not question it or say I should not do so.

    His sister was even more p****d off when they wrote to let her know I was doing everything correctly.

    I didn't benefit that much, as my wife and I hit the £250 every month anyway, but he benefitted a lot more.

    As long as you are not buying things he doesn't want/need just to get points for yourself then IMHO you are doing nothing wrong and I hope from the above you can see that the authorities would agree.

    .

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