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Ad-hoc manual pension contributions to workplace pension and tax relief

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Comments

  • ro1892
    ro1892 Posts: 93
    Sixth Anniversary 10 Posts Name Dropper
    Forumite

    Looking at the link it states:

    You’ll need to upload or send proof for each tax year you claim for. This can be a letter or statement from your pension provider, or a payslip from your employer. This proof must include:

    your full name

    details of the pension contributions paid and the tax year they relate to 

    evidence that you received 20% tax relief automatically from your employer — if you’re claiming for a workplace pension

    As only my manual ad-hoc payment will have 20% tax relief (all payments made through salary sacrifice will have had full tax relief) can I just request from Scottish Widows a letter than informs me I only received 20% tax relief on the manual payment?

  • DRS1
    DRS1 Posts: 3,795
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    You could. I do not know what sort of online access you have to the SW pension but I imagine somewhere on there you should be able to see (and print off) a record of the contributions you have made and the tax relief claimed by the scheme.

  • Albermarle
    Albermarle Posts: 32,735
    Eighth Anniversary 10,000 Posts Name Dropper
    Forumite

    They normally just used to be happy with you supplying the figures, but recently have been looking for some evidence ( due to fraudulent/ mistaken claims)

    Probably a screenshot or a downloaded document should be fine. Probably there will be a suitable document on your SW online account, without having to specifically request one .

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