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Living the Good Life - mortgage free and living in line with our values

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Comments

  • KajiKita
    KajiKita Posts: 10,147 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Hoping both you and Mr B&W slept well and are enjoying cuddles today.

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    You really have been through the wringer recently, wishing you and B&W cat well 🤗

    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • EssexHebridean
    EssexHebridean Posts: 25,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh Vix that sounds like a horrible experience - can you imagine them proceeding with that sort of a procedure on a man without a working sedative in place if that is deemed as required?! Feeling suitable Grrrr on your behalf!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • themadvix
    themadvix Posts: 9,563 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    Work can be distracting, but have been struggling with energy (and therefore focus) today - sedative has finally pretty much worn off. I've relocated myself and laptop to living room - both to be closer to him and because it's more comfortable.

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Always good to start the work day with a clear mind - it's now just after 11 and I've been doing the same since 9:30! So many loose ends to pay attention to by Friday.

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
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