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ISA allowance estimate

Hi all. 

I've paid 15k into my barclays isa this year. I've also paid 5k into a separate s&s isa with another provider. 

On my barclays account, it proposes I've still got £5492 as remaining allowance for this tax year.

Any reason why they might be getting this wrong, or - am I missing benefits of self offset or prior yes

Comments

  • Ayr_Rage
    Ayr_Rage Posts: 1,828 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    edited 6 March 2024 at 5:30AM
    You have used all of your annual allowance.

    Barclays have no idea that you have also added money to the S&S ISA, just as that provider knows nothing about your Barclays ISA.

    Hopefully the Barclays ISA is cash as you can only have one of each type this tax year.
  • boingy
    boingy Posts: 1,633 Forumite
    1,000 Posts First Anniversary Name Dropper
    They have no way of knowing about the ISA with the other provider so I would expect them to think you have £5000 allowance remaining rather than £5492.

    When you say "paid into" was that new money rather than a transfer from other ISAs?
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