NCD on second car

tonygold
tonygold Posts: 1,121
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I understand that I cannot use my NCD of 14 years on a second car I am planning on buying, but can I build up a second lot of NCD over a period on this second car that will be registered and owned by me or will it always attract a zero NCD?

Many thanks.

Comments

  • born_again
    born_again Posts: 13,579
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    You can earn NCD on the 2nd car. 
    Life in the slow lane
  • 400ixl
    400ixl Posts: 2,631
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    Yes,

    Are you going to be the owner and main driver of both cars? If so it is always asking your current insurer if they will do a discretionary NCD on the second car.

    If it is actually a car for another person and they are a named driver then again asking whoever they are on a policy with if they will do any NCD based on their driving history from that policy.
  • tonygold
    tonygold Posts: 1,121
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    400ixl said:
    Yes,

    Are you going to be the owner and main driver of both cars? If so it is always asking your current insurer if they will do a discretionary NCD on the second car.

    If it is actually a car for another person and they are a named driver then again asking whoever they are on a policy with if they will do any NCD based on their driving history from that policy.
    The second car will be owned by me and I will be the only driver. I take your point about asking my present insurers about a discretionary NCD.
    Many thanks
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