Joint account query.

My wife passed away recently after a long illness. A few days after the funeral, I learned that a close relative had attempted to make herself a partner in a joint account with her. My wife did not leave a will, so what would have been the repercussions for me, as her husband, if the relative had succeeded in her aim? Would I have been able to benefit? 

Comments

  • sammyjammy
    sammyjammy Posts: 7,300
    Name Dropper First Anniversary Photogenic First Post
    Forumite
    If they had changed it to a joint account then the funds within it would have belonged to the remaining person alone.

    Sorry for your loss.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • Carlsdad
    Carlsdad Posts: 58
    First Anniversary First Post
    Forumite
    Thank you. Much obliged.

  • McKneff
    McKneff Posts: 38,812
    Name Dropper First Anniversary First Post
    Forumite
    No. It would not have affected you. You had proof od date of death, bank had proof of date of the fraud attempt,
    They would not have suceeded at all. 
    They may have ended up being accused of fraud. 
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Zanderman
    Zanderman Posts: 4,619
    First Anniversary Name Dropper Photogenic First Post
    Forumite
    edited 30 October 2023 at 9:03AM
    McKneff said:
    No. It would not have affected you. You had proof od date of death, bank had proof of date of the fraud attempt,
    They would not have suceeded at all. 
    They may have ended up being accused of fraud. 
    Depends on the order of events. OP says they learned of the attempt to make the account joint after the funeral. Not that that was when the attempt was made.  If it had been done - and succeeded - before the death then it would give the account assets to the relative. If OP could clarify order of events it would help.
  • OP Do you know why the request did not succeed?

    Back in the day we used to know our customers - a lot were like clockwork coming in on the same day same time and we often noticed if they stopped coming in.

    In our branch over the years I lost count of the shenanigans family members try on when they find a relative has died. 
Meet your Ambassadors

Categories

  • All Categories
  • 341.8K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.2K Spending & Discounts
  • 233.9K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards