N9A

Deramore12

Wife  has received a form n9a 

If this is paid within 14 days does this avoid a CCJ or IS IT the CCJ itself.... 

We had a letter from a solicitor last month regarding a debt which we queried and asked for proof of delivery and copy invoices from the company which we suppisedly owed money. 
 
My wife bought goods but we didnt realise they hadn't been paid,  it coincided with closure of the business and we shut down.
All physical invoices outstanding were sent to our acct and paid.

Apparently i now find the invoices were sent to an info@ account which my wife put on the account set up form  to avoid spam etc  !!!

We only ever had one purchase
from them which came with some other deliveries this coincuded with closure of the business , premises and us moving house.

They never sent physical copies or reminder letters so we were oblivious... and nothin was sent forward  to home address.

2 years on we received a solicitors letter at current  address advising us of this debt.   

We asked for a signed of POD and would have had no issue paying in receipt of this. 

They sent the POD BUT advised invoices were sent electronically BUT also sent a bloody n9a form.

Ee have never ever knowingly had a physical copy,  reminder letter or statement  !!!!





  

Keep_pedalling

As this was a business purchase it is not really a consumer rights issue. What sort of business was this, sole trader / partnership or Ltd company. 

Deramore12

Sole trader 

the_lunatic_is_in_my_head

Google suggests it's before the CCJ stage.

You seem to acknowledge the money is owed (being a sole trader means the person running the business has personal liability). 

If you fill in the N9A and agree to pay the full amount I can't see why the claimant wouldn't accept. 

If you want to dispute the amount then you need to file N9B as well. 

You should send a copy to the court as well in case the claimant states they did not receive it.

https://england.shelter.org.uk/professional_resources/legal/debt/money_claims_and_judgments/admit_a_county_court_money_claim

https://www.stepchange.org/debt-info/ccj/court-claim-form-process.aspx

Keep_pedalling

So the debt will be in against her personally rather than the company. It sounds like the CCJ has already been given but she can check her credit report with the likes of Experian and Equifax to see if it is on record.