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State Pension Qualification

Jez1968
Posts: 3 Newbie
Hi All, If I have 35 years of full national insurance contributions and want to retire at 60, will this effect my pension amount when I get to 67. I have heard of a few people not getting the full amount when they were expecting it and I am curious as to why. Regards Jez
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Comments
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Nobody on here can assist unless you tell us what the statement says on the Government website.
35 may be enough, or it may not be enough. Nor do we know how many you will have when you reach 60 as nobody here knows your age.0 -
What you have accrued at the date you stop work is "in the bank" and not making further contributions will not affect that.People not getting the full amount is down to them not making enough contributions, not purely number of years, along with misunderstanding how the system works and believing the incorrect press headlines of "35 years" for a full pension.1
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All your personal figures are available on the government website.
The mythical 35 years only applies under the new arrangements, as you are across both you may need a lot more than those 35 to get the full new state pension.
@Jez1968 there is no "one size fits all" and also numerous threads on this topic.
I retired at 57 (7 years ago) with 43 full years and I am still 5 years short of the requirement for a full pension.
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