When spouse can get up to 50% of OH's private pension.

ANGLICANPAT

Bit hazy on this. Retired wife with very  small state pension  but holding large amount of cash savings so not eligible for pension credit.   OH is a HRT payer  self funding  in a nursing home. who can no longer  contribute to own home running costs as all his income has to go to NH. Im told  as POA , Im allowed to take up to 50% of his taxed private pension once it hits our account  ,on which to live and manage house bills.

Am a bit confused as to whether  this is right now ,  or only when he runs our of money  and the council disregards  the 50% if his private pension (for me to live on)   in their calculation of what they will pay for him? Its a funny one really logically as  if I  have to live off my savings , then when my turn comes as it may well do  for a NH,  then Ill need funding  help a whole lot earlier , so swings and roundabouts  in terms of social cost. 

 Whenever it is I get it,  when it comes to doing a tax return to declare  interest on savings  , would the already taxed half of  OH's private pension  still be counted as income on my SA  ? ( which  would possibly affect  how much savings will be allowed tax free now interest rates are high ) 

Keep_pedalling

Once his savings get close getting below the fully self funding limit a new financial assessment will be required and it is at that point the disregard will come in. You can still take 50% of his pension income to support your living costs right now .

As for taxation it is already taxed and you would not need to declare this on a tax return if you need to do one. 

ANGLICANPAT

Thank you Keep_ Pedalling  ,clear and  much appreciated . Especially as its what I needed to hear !