LGPS - early access to pension age 55

does anyone know if the changes the government have made to regulations pushing the earliest date for access to your pension at age 55 from April 2028 to 57 applies to the LGPS?  I have been advised by my local LGPS administrator they are 99% sure the scheme regulations guarantee age 55 but that central government won't answer whether that is in fact correct.  Total mess as I turn 55 in June, 2028 and miss out on my choice and plans to take my deferred pension at age 55 because I was born in the June - having to wait until age 57 possibly - but I just don't know and can't get an answer


  • xylophone
    xylophone Forumite Posts: 42,631
    Part of the Furniture 10,000 Posts Name Dropper
    https://www.shropshirecountypensionfund.co.uk/news/lga-updates-the-brief-scheme-guide/  i

    Pension age changes

    The Government has announced that the earliest age you can take your pension will increase from age 55 to 57 with effect from 6 April 2028. This does not apply if you have to take your pension early because of ill health.

    You could be protected from this increase if you joined the LGPS before 4 November 2021. You could also be protected if you transferred a previous pension into the LGPS if certain conditions are met. You will only be able to use this protection when you take your LGPS pension if the LGPS rules allow you to take your pension before age 57.

    The Department for Levelling Up, Housing and Communities (DLUHC) makes the LGPS rules. It has not yet confirmed if it will allow members who qualify for protection to take their LGPS pension before age 57 from 6 April 2028 onwards.

    We will update this guide when DLUHC changes the Scheme rules to reflect the increase in the normal minimum pension age.

    The LGA has mentioned the pension age changes throughout the guide in case it impacts your retirement planning.

  • kenny321
    kenny321 Forumite Posts: 2
    First Post
    thank you that's really helpful
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