Can you swap a joint a/c & gain reward if you've already swapped a single a/c?

buel10 Forumite Posts: 453
Part of the Furniture 100 Posts
Hi all.
As above - if you've already done a swap with a single a/c, can you do it with a joint a/c and gain the reward?


  • friolento
    friolento Forumite Posts: 369
    100 Posts Name Dropper Photogenic
    You need to check the switch terms and conditions. Many say that you are not eligible if you had a switch bonus since xx/xx/xxxx. They don‘t normally distinguish between a bonus for a sole or for a joint account. 
    PRAISETHESUN Forumite Posts: 3,368
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    It'll depend on the terms of the specific offer.

    Usually switch offers will only pay one incentive per account, so by switching a joint account you'll get one incentive but disqualify both account holders from further incentives. As such, it's generally recommended that each person on a joint account take advantage of the switch incentive individually, by switching an account in their sole name.

    The recent Nationwide offer was one of the only ones I've seen recently that explicitly allowed joint accounts to take advantage of the offer a second time.
  • buel10
    buel10 Forumite Posts: 453
    Part of the Furniture 100 Posts
    Thank you, all.
Meet your Ambassadors


  • All Categories
  • 338.8K Banking & Borrowing
  • 248.6K Reduce Debt & Boost Income
  • 447.6K Spending & Discounts
  • 230.7K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 171.1K Life & Family
  • 244K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards