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Claim back extra 20% on pension contribution

Hello,
In September 2022 I changed my job. In previous job, I was making 10% voluntary pension contributions whereas my employer was paying only 5%.
I was also making only about £36k a year.

From September 2023 I got a new job with a new employer, making £60k a year. The employer makes 8% contribution to the pension pot, and I make 10%.

The new job puts me into 40% tax bracket, and I heard that because of that I might be eligible to reclaim 20% of my pension contributions back from HMRC however trying to research how to do it and I am completely confused.

All websites and articles say that I need to fill in a self-assessment form via HMRC account online however I don't have that option when I login to my account. Government website says I need to register for UTR number first however when I tried I just received a letter saying that I am not eligible to register for it.

Can someone explain to me from scratch what am I eligible for, and how to claim for it please? Thank you. 

Comments

  • Where have you read a Self Assessment is necessary just for this?

    Were you actually a higher rate payer in 2022-23?

    It's not an "extra 20%", it's more complicated than that.
  • Albermarle
    Albermarle Posts: 24,104 Forumite
    Sixth Anniversary 10,000 Posts Name Dropper
    How are your contributions taken from your salary.
    By salary sacrifice ?( means your salary is reduced and the employer pays more into your pension.
    By Net pay ( means the contributions are taken out of your pay before any tax is taken)
    By Relief at Source ( means the contributions are taken from your taxed pay )
    In the case of the last one the pension provider will add basic rate tax relief. Can you see your on line pension details to see if this is happening ?
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