Insurance cheaper with a claim!

HillStreetBlues Forumite Posts: 1,911
1,000 Posts First Anniversary Name Dropper
edited 2 June at 6:30PM in Motoring
Checking quotes for a friend.
One accident not their fault but their insurer paid out as the other driver was uninsured.
Cheapest quote with £0 excess  with claim £291.48

Took the claim off as interested to see how much difference it would be.
Cheapest quote with £0 excess  with no claim £334.74

Certainly not what I was expecting.

Let's Be Careful Out There


  • Aretnap
    Aretnap Forumite Posts: 4,937
    Part of the Furniture 1,000 Posts Name Dropper
    Possible that by mucking about with quotes, adding and removing claims etc, you triggered an anti-fraud mechanism which inflated the price because it saw you as untrustworthy.
  • daydotz
    daydotz Forumite Posts: 35
    Seventh Anniversary 10 Posts
    We had a renewal which we informed them of a non fault accident for a named driver strangely it made the renewal cheaper  :o
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