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Life insurance

I went on a comparison site for life insurance and got a call from lifesearch. 
How can I tell they are legitimate? They seem to know their business and said they get paid from the insurance company. 
I noticed its a company recommended by mse.
They recommended Aviva and the quote seems good.
Any tips or advice, please.
Thank you 

Comments

  • dunstonh
    dunstonh Posts: 118,617 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How can I tell they are legitimate?
    They are.

    They seem to know their business and said they get paid from the insurance company. 
    Correct.   They are paid a commission.  Commission is paid out of your premums that you pay.  However, its not free.  The premiums are higher on commission basis than nil commission basis.   So, you are paying it on drip with each monthly payment.

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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