Not sure if I’ve got this right…

EmmieAwards

Hello

I opened a 0% balance transfer with MBNA for £1200 and have been paying it off. Recently, my rental house boiler went and took  a 0% for 12 month money transfer from MBNA for £2000, from the same card.

I spoke to MBNA(to someone I wasn’t convinced by) and they have said that I won’t be charged interest but I’m worrying I have broken the original agreement of the 0% balance transfer card. 

Has anyone ever done this before?

apw81

Can’t help with the card thing, but confused by the rental house boiler bit in your post—have you used your own card to pay to fix a boiler? 

grumbler

EmmieAwards said:

Hello

I opened a 0% balance transfer with MBNA for £1200 and have been paying it off. Recently, my rental house boiler went and took  a 0% for 12 month money transfer from MBNA for £2000, from the same card.

I spoke to MBNA(to someone I wasn’t convinced by) and they have said that I won’t be charged interest but I’m worrying I have broken the original agreement of the 0% balance transfer card. 

Has anyone ever done this before?

I don't see any problem here. In your next statement you'll see two separate promotional balances with different expiry dates.

EmmieAwards

apw81 said:

Can’t help with the card thing, but confused by the rental house boiler bit in your post—have you used your own card to pay to fix a boiler? 

No I took the money transfer to pay for it as my bonds don’t expire for a few months yet so made sense… as long as everything is 0%

EmmieAwards

grumbler said:

EmmieAwards said:

Hello

I opened a 0% balance transfer with MBNA for £1200 and have been paying it off. Recently, my rental house boiler went and took  a 0% for 12 month money transfer from MBNA for £2000, from the same card.

I spoke to MBNA(to someone I wasn’t convinced by) and they have said that I won’t be charged interest but I’m worrying I have broken the original agreement of the 0% balance transfer card. 

Has anyone ever done this before?

I don't see any problem here. In your next statement you'll see two separate promotional balances with different expiry dates.

Ok that’s grand, thanks.

I’ll call them again tomoz, just wanted to get a different perspective after speaking to MBNA cs.

apw81

EmmieAwards said:

apw81 said:

Can’t help with the card thing, but confused by the rental house boiler bit in your post—have you used your own card to pay to fix a boiler? 

No I took the money transfer to pay for it as my bonds don’t expire for a few months yet so made sense… as long as everything is 0%

Ah, you’re the landlord. I read it as you rent a house and paid to fix the boiler, which would have been madness. 

molerat

EmmieAwards said:

grumbler said:

EmmieAwards said:

Hello

I opened a 0% balance transfer with MBNA for £1200 and have been paying it off. Recently, my rental house boiler went and took  a 0% for 12 month money transfer from MBNA for £2000, from the same card.

I spoke to MBNA(to someone I wasn’t convinced by) and they have said that I won’t be charged interest but I’m worrying I have broken the original agreement of the 0% balance transfer card. 

Has anyone ever done this before?

I don't see any problem here. In your next statement you'll see two separate promotional balances with different expiry dates.

Ok that’s grand, thanks.

I’ll call them again tomoz, just wanted to get a different perspective after speaking to MBNA cs.

What do you want to call them for ?  There is nothing to discuss. You have 2 different 0% promotional offers running at the same time, as simple as.  There T&Cs allow for this and the repayment order shows that all payments made will reduce the first starting transaction so the first BT.