What Small Things Will You Do This Week? 13th March 2023
Bagpuss741
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When we start on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and canceling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer every day to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
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1. Checked online banking
2. NSD
3. Set budget for Wednesday when I get paid.
4. Read borrowbox book
5. Meals from stores
6. Surveys/PMP/Consumer Pulse
7. Checked tyres
8. Update spreadsheet
Today I have/will:
- Check banks
- Make lunch to take to work
- Turn microwave off at wall
- Drive on eco mode
- Update spreadsheet with weekend's spends
- Make debt payment
- Download new book from BorrowBo*
- Charge battery pack at work
- Make meal plan
- Make shopping list
- Shop to list
- Snap receipt
- Make dinner from stores
- Continue making crochet gift for mum
That's everything I can think of for now. Hope everyone is well.Twigs
1. Checked online banking
2. NSD
3. Received £35 back from a family member. Paid £10 off Tesco credit card and £10 off M&S credit card
4. Cleaned coffee corner in the kitchen and descaled coffee machine
5. Surveys/PMP
6. Meals from stores
7. Read borrowbox book
8. Sort meal plan for Aldi shop tomorrow
Today I have/will:
- Check banks
- Make lunch to take to work
- Turn microwave off at wall
- Load of washing on 30 degree eco wash
- Drive on eco mode (didn't have to take OH to work today either!)
- Update spreadsheet
- Charge battery pack at work
- Snap receipt
- Book hair cut (but without a blow dry!)
- Hang washing on airer
- Dinner from stores
- Turn oven off at wall
- Continue making crochet gift for mum
That's everything I can think of for now. Hope everyone is well.Twigs
1. Checked online banking
2. Paid Next
3. NSD apart from the above which was budgeted for
4. Food Shopping and managed to stick to list
5. Surveys/PMP
6. Upload the receipt
7. Meals from stores
Today I have/will:
- Check banks
- Make lunch to take to work
- Turn microwave off at wall
- Drive on eco mode
- Update spreadsheet
- Charge battery pack at work
- Opt-in to energy saving event - although not sure I'll succeed tonight but I'll try! (I have netball so will need to be cooking during the event, otherwise I'd just eat later!)
- Book hair cut (didn't do yesterday!)
- Dinner from stores
- Turn oven off at wall
- Park for free at netball
That's everything I can think of for now. Hope everyone is well.Twigs
1. Checked online banking
2. Updated spreadsheet as I had opticians yesterday which made me £85 poorer as I needed new glasses
3. NSD
4. Meals from stores
5. Cleaned living room
6. Changed cat litter and washed and disinfected litter tray
7. Set a budget for Monday and research the cheapest place for cat food, treats, and litter
8. Update MacBook, Ipad, and Iphone and scan with free antivirus
9. Surveys/Consumer Pulse and Pick my postcode
10. Keep electricity usage as low as possible
Today I have/will:
- Check banks
- Take lunch to work
- Take mince out of freezer for dinner
- Drive on eco mode
- Update spreadsheet
- Shuffle money to correct accounts
- Make small CC over-payment
- Charge battery pack at work
- Dinner from stores
- Turn oven off at wall
- Continue making present for mum!
That's everything I can think of for now. Hope everyone is well.Twigs