Not entitled to a pension
in Pensions, annuities & retirement planning
6 replies 681 views
My pension date will be July 2024 and I will only have 8 years contributions and I have no gaps in my payments. On the government site it tells me that I am not entitled to a pension. What happens to all the contributions that I have made in those 8 years? I know that part of the NI contributions go to health.
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This states that: You’ll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. They do not have to be 10 qualifying years in a row.
Read the link though as that is a broad brush statement. If it does apply to your circumstances then as suggested above, maybe you can get to 10 years through voluntary contributions.
Did the OP emigrate from New Zealand to UK around six years back? He expects to pay NI only for another couple of years?
https://www.mfat.govt.nz/en/countries-and-regions/europe/united-kingdom/new-zealand-high-commission/living-in-the-uk/social-security-agreement/#:~:text=Retirement Pensions,United Kingdom benefits and pensions.