Virgin 4.25% ISA and current account


Hoping someone knows the answer to this. I am hoping to open an Isa for me and also for my wife. The best rate seems to be the virgin one assuming you have a current account with them.

I am hoping that if I open a joint account for me and my wife, that this will then allow each of us to apply for the ISA. Would that work does anyone know or would we have to open individual current accounts?



  • grahamgoograhamgoo Forumite
    414 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I think it would be OK.  My current account is a joint account with my wife, and I have the 4.25% ISA in just my name.  Not sure if wife has an ISA too but I expect she'd be OK to open one
  • QyburnQyburn Forumite
    733 Posts
    500 Posts Second Anniversary Name Dropper
    You don't have to use the current accounts at all, so if in doubt why not just open one each rather than a single joint current account.
  • demontecdemontec Forumite
    3 Posts
    Ninth Anniversary First Post Combo Breaker
    Thanks for the replies, I gave it a go and it was fine. Did a joint current account and then was able to setup separate logins for me and my wife and then setup an Isa in each.

    Now to forget about it for a year.

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