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Clydesdale Bank: could the valuation report expire before the mortgage offer?

alexanderalexander Posts: 336 Forumite

27 January 2023 at 7:18PM in Mortgages & endowments

I have a mortgage offer from Clydesdale Bank for a new purchase which expires on 24 April, and I would like to complete very close to the mortgage expiry date.

I have heard it mentioned, however, that valuation reports also expire after six months. As the valuation report is dated 11 October, the valuation would expire on 10 April if that is the case.

The mortgage offer from Clydesdale doesn't mention this at all, however: it just has the expiry date of 24 April (six months from issue of offer). Am I safe to assume, therefore, that Clydesdale doesn't implement a valuation expiry date and it's only mortgage offer expiry date which matters?

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Clydesdale Bank: could the valuation report expire before the mortgage offer?

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