Lloyds £200 switching offer Jan 2023

Why does this offer not appear with the other current account switching deals under Best Bank Accounts in the weekly email?  Seems a no-brainer to me but perhaps I'm missing something?   I know there is a £10 monthly fee for the accounts available but I believe you can downgrade the account to a Classic non fee paying one as soon as you receive the cash, or even switch it elsewhere.


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    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    As they say on their website: 

    PS: Lloyds Bank currently has a £200 switch offer, though we've not added it here as it's only available on accounts with costly monthly fees. 

    It'll be to avoid complaints from people who don't read the T&Cs and don't realise they are applying for an account that will cost them money.
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