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State Pension Qualification
in Pensions, annuities & retirement planning
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It says her forecast is £185.15 per week but then it says the current forecast is £176.58 per week and she needs to contribute another 2 years by 5th April 2033 (which is better than I thought as I was kind of expecting her to be about 5 or 6 years short).
The NI history is completely full over 40 years so there is nothing in the past that can be purchased.
I guess then her options are
- Purchase this year and next year to get up to the full amount.
- Wait till she is 66 and purchase the 2 years (avoid risk of dying and getting no benefit, but, this means you have to remember to do it in almost 10 years from now).
Anything else I need to check?