What small things have you done w/c 16/01/2023

in Debt-free wannabe
13 replies 417 views
BlueJ94BlueJ94 Forumite, Ambassador
2.4K Posts
1,000 Posts Fourth Anniversary I'm a Volunteer Ambassador Name Dropper
Ambassador

When we start on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and canceling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer every day to staying in control and becoming debt free, or staying debt free. 


Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.

Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68

118 Money £295 Total debt £6193.30 at the very start of DFW Journey.
«1

Replies

  • BlueJ94BlueJ94 Forumite, Ambassador
    2.4K Posts
    1,000 Posts Fourth Anniversary I'm a Volunteer Ambassador Name Dropper
    Ambassador
    Hopefully I’ve not cross posted!

    I have 

    had breakfast
    unloaded dishwasher 
    picked up work lunch (yellow sticker deal) 

    to do 

    save every penny I can find! 
    Drink 2 litres of water a day 
    phone the doctors 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.

    Challenges;
    £2 savers club for 2023 — MoneySavingExpert Forum #16
    Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
    Tilly Tidy 2023 — MoneySavingExpert Forum
    Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
    The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68

    118 Money £295 Total debt £6193.30 at the very start of DFW Journey.
  • edited 16 January at 5:40PM
    1LuckyLady1LuckyLady Forumite
    1.2K Posts
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    edited 16 January at 5:40PM
    Good morning and thanks for kicking us off this week @BlueJ94

    @ziggy2407 sorry to hear that you are feeling so low at the moment.  I'm fighting with it at the moment too all we can do is take it day by day (and if thats too much then hour by hour or minute by minute)  Gentle hugs lovely lady xx

    Todays small things
    <3 put washing away DONE
    <3  check banking,  update spreadsheet
    <3 check fridges & cupboards make sure I know what we have and that nothing is going to waste DONE - carrots going to be used up for tonights dinner as they'd got pushed behind something else so I'd forgotten them! 
    <3 update freezer inventory DONE
    <3 meal plan as per ^ DONE
    <3 write shopping list for tomorrow (shopping tomorrow to include icyland and will go with my dad for the 10% discount) DONE
    <3 descale borrowed kettle DONE
    <3 make sons packed lunch for tomorrow DONE
    <3 update calendar with some appointments DONE
    <3 rm survey inc a walk to the post box for some vitamin D and free exercise DONE
    <3 exercise from home DONE
    <3 water from the dehumidifier into the loo cistern DONE

    <3 <£ Also shifted 3 more things of clutter on freecycle


    Thats enough of a start. 

    Take care all. 

    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • dizzyblnddizzyblnd Forumite
    446 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    Hi lovely people, 

    I have had a nsd (woohoo!) mostly because I worked till nearly 6pm and I am exhausted
    B/L/D from stores

    I need to sell some stuff on v1nted. Hopefully I can get at least one thing listed this week. 

    Think that’s all for today
    Mortgage free wannabee 2022 #82
  • edited 17 January at 1:27PM
    twiggy86twiggy86 Forumite
    1.9K Posts
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite
    edited 17 January at 1:27PM
    Morning all!

    Today I have/will:
    • Check banks 
    • Clean oven 
    • Load of washing on 30 degree eco wash
    • Update spreadsheet with weekend's spends (I was away with friends so haven't been on my computer)
    • Use charity bag as bin liner
    • Parcel up something to return 
    • Walk to parcel box with pooch at lunch (working from home) 
    • Lunch from stores - using up some crackers as don't have any bread 
    • Make CC payment 
    • Descale kettle (thanks for the prompt @1LuckyLady!)
    • Change water filter
    • Turn computer and phone off at the wall when I finish work 
    • Make meal plan
    • Write shopping list
    • Shop to list! 
    • Dinner from stores 
    • Turn oven off at wall after use 
    • Crochet in front of the TV! 
    Hope everyone is having a good day. 
    Twigs 
    Starting again..
  • kimwpkimwp Forumite
    1.2K Posts
    1,000 Posts Third Anniversary Name Dropper
    Forumite
    What does lunch/dinner from stores mean? Does it just mean not going to the shop to buy for that particular meal or does it mean only eating long term store-able food? Or cooking from scratch?

    I'm a bit confused because I buy (once a week) for the meals for that week, so does that mean I'm having my food from stores every day apart from shopping day or not because I'm shopping specifically for meals? 
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • twiggy86twiggy86 Forumite
    1.9K Posts
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite
    @kimwp - it means (for me anyway) not buying a convenience lunch or a takeaway. So if I make sandwiches for work and cook dinner at home, I count that as "from stores". But if I bought a meal deal for lunch then it's not. Hope that makes sense! 
    Starting again..
  • kimwpkimwp Forumite
    1.2K Posts
    1,000 Posts Third Anniversary Name Dropper
    Forumite
    twiggy86 said:
    @kimwp - it means (for me anyway) not buying a convenience lunch or a takeaway. So if I make sandwiches for work and cook dinner at home, I count that as "from stores". But if I bought a meal deal for lunch then it's not. Hope that makes sense! 
    That makes sense, thanks!
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • dizzyblnddizzyblnd Forumite
    446 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    Another nsd today for me, woohoo! I’m on a roll this week. 

    @kimwp I bulk make soup for lunches during the week and cook meals from scratch most evenings. I count this as from stores. Some days I have to pop and get something for dinner, bag of salad etc then I don’t count it as from stores. I hope this helps. 
    Mortgage free wannabee 2022 #82
  • edited 18 January at 2:05PM
    twiggy86twiggy86 Forumite
    1.9K Posts
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite
    edited 18 January at 2:05PM
    Afternoon all!

    Today I have/will:
    • Check banks 
    • Make lunch to take to work 
    • Turn microwave off at wall 
    • Drive on eco mode
    • Update spreadsheet 
    • Print pattern at work
    • Text netball team re subs
    • Dinner from stores 
    • Turn oven off at wall after use 
    • Park for free at netball 
    • Crochet in front of the TV! 
    Hope everyone is having a good day. 
    Twigs 
    Starting again..
  • kimwpkimwp Forumite
    1.2K Posts
    1,000 Posts Third Anniversary Name Dropper
    Forumite
    twiggy86 said:
    @kimwp - it means (for me anyway) not buying a convenience lunch or a takeaway. So if I make sandwiches for work and cook dinner at home, I count that as "from stores". But if I bought a meal deal for lunch then it's not. Hope that makes sense! 
    That makes sense, thanks!
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
Sign In or Register to comment.
Latest MSE News and Guides

Boost your Nectar points

Get up to £25 this Saturday

MSE News

Preparing for summer

What MoneySaving things can you do now to get ready?

MSE Forum

Hot Diamonds 40% off code

Including already-reduced outlet stock

MSE Deals