Any recommendations for empty building insurance? 20 December 2022 at 1:16PM in Insurance & life assurance 3 replies 71 views

martin2345uk

Hi guys,

trying to get insurance for our late mum's house which is empty while various things go through their due processes...

Does anyone know any decent providers they recommend? So far I have got a quote of £364 (buildings only) for 6 months which in fully comp including water damage etc; or £253 for that Fire, Lightning, Earthquake, Explosion, Aircraft type, though I would feel better knowing we were covered for water damage in case of burst pipes etc.

I have no field of reference to know if these are reasonable quotes or not!

Thank you

user1977

Not sure about choice of insurers, but if burst pipes are a worry, haven't you turned off and drained them already? I would expect that to be a common condition of any insurance.

martin2345uk

No we haven't as we have been advised by various people on here that we should be keeping the heating on low over the winter to avoid damp issues..?

user1977

martin2345uk said:

No we haven't as we have been advised by various people on here that we should be keeping the heating on low over the winter to avoid damp issues..?

Might be safer to do so anyway. As I say, it might be a condition of the insurance, whether or not you tell them that you've got heating on.